Summerland · V0H1Z8
$4,456/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Nestled on a private 2.81 acre lot, this 3 bedroom plus flex room, 2 bathroom rancher is move-in ready. The open concept living space features vaulted ceilings, a sunken family room, light oak kitchen cabinets and custom concrete countertops. Hardwood flooring in the living area and a Blaze King wood stove adds to the comfort. The master suite includes a 3-piece ensuite with a freestanding soaker tub, and French doors that lead to a covered deck. Two of the bedrooms boast custom loft spaces, offering additional character and functionality. The property borders the Trans Canada Trail, so in just steps you have unlimited access to hiking, biking, ATV and horseback trails. The property also includes a detached workshop and a separate outbuilding that was used for hay/tack and additional storage. Ample space for all your toys. Multiple decks surround the home, perfectly positioned in an East/West valley to maximize sun exposure. A large, secure dog run with 6 foot chain link fence and access to a separate enclosed area within the workshop. Located within minutes from downtown Summerland, on a quiet, no-thru road. This property is located on the Summerland school bus route. Water license is in place on Trout Creek. Stay connected with Telus fibre optic internet. Deck is conveniently wired for a hot tub. All measurements are taken from Iguide. Call today to schedule a viewing.
4
Beds
1,802 ft²
Floor area
1976
Year built
Single Family
Type
Summerland Rural
Area
Listed
June 6, 2026
Nearby & Commute
1h 35m
walk to Nesters Market
14 min
bike to Prairie Valley Station
47 min
walk to Prairie Valley Station
9h 47m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 44%
| Detached | 58 | 43.9% |
| Land | 22 | 16.7% |
| Farm | 11 | 8.3% |
| Townhouse | 11 | 8.3% |
| Duplex | 10 | 7.6% |
| Other | 20 | 15.2% |
| $15,000 to $19,999 | 5 | 3.3% |
| $25,000 to $29,999 | 5 | 3.3% |
| $30,000 to $34,999 | 5 | 3.3% |
| $40,000 to $44,999 | 10 | 6.7% |
| $50,000 to $59,999 | 15 | 10.0% |
| $60,000 to $69,999 | 15 | 10.0% |
| $70,000 to $79,999 | 10 | 6.7% |
| $80,000 to $89,999 | 15 | 10.0% |
| $90,000 to $99,999 | 10 | 6.7% |
| $100,000 to $124,999 | 20 | 13.3% |
| $125,000 to $149,999 | 10 | 6.7% |
| $150,000 to $199,999 | 20 | 13.3% |
| $200,000 and over | 10 | 6.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,456
Principal and interest
Calculated estimate
$4,047
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$875,000
Down payment
Calculated estimate
$175,000 (20%)
Estimated mortgage
Calculated estimate
$700,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,456
/mo
Rate
%
Amortization
Principal and interest
$4,047
Property tax (est.)
$258
P&I
Tax
Down payment
$175,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $175,000 down (20%) on $875,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
