Summerland · V0H1Z9
$9,860/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Set within one of the most sought-after waterfront communities in the South Okanagan, this exceptional lakefront residence offers the ultimate blend of luxury, comfort, and lifestyle. Just steps from a sandy beach, complete with private dock and your own boat slip, this home invites you to fully embrace Okanagan living, where sun-soaked days on the water become part of your everyday routine. Spanning over 1,800 square feet across two beautifully finished levels, the home showcases high-end craftsmanship and expansive windows designed to capture stunning lake and mountain views from nearly every angle. The thoughtfully designed open-concept floor plan creates an effortless flow between living, dining, and kitchen spaces, making it perfect for relaxed family living and entertaining. At the heart of the home is a gourmet kitchen featuring stainless steel appliances, custom cabinetry, and large entertaining island that naturally draws guests together. Large patio doors extend the living space outdoors onto a spacious deck where you can unwind while taking in panoramic views of the lake and surrounding mountains. Offering three generous bedrooms and three well-appointed bathrooms, this residence provides both comfort and privacy for family and guests alike. As an end unit, the home enjoys added privacy and abundant natural light, with the convenience of a large single-car garage and additional parking. This is a rare opportunity to own a premium waterfront property in Trout Creek.
3
Beds
1,839 ft²
Floor area
2015
Year built
Single Family
Type
Trout Creek
Area
Listed
July 8, 2026
Nearby & Commute
47 min
walk to IGA
33 min
bike to Prairie Valley Station
1h 48m
walk to Prairie Valley Station
10h 9m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 48%
| Detached | 33 | 47.8% |
| Condo / Apartment | 16 | 23.2% |
| Land | 11 | 15.9% |
| Farm | 4 | 5.8% |
| Duplex | 3 | 4.3% |
| Other | 2 | 2.9% |
| $30,000 to $34,999 | 5 | 3.3% |
| $50,000 to $59,999 | 5 | 3.3% |
| $60,000 to $69,999 | 10 | 6.7% |
| $70,000 to $79,999 | 15 | 10.0% |
| $80,000 to $89,999 | 5 | 3.3% |
| $90,000 to $99,999 | 5 | 3.3% |
| $100,000 to $124,999 | 25 | 16.7% |
| $125,000 to $149,999 | 15 | 10.0% |
| $150,000 to $199,999 | 25 | 16.7% |
| $200,000 and over | 40 | 26.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$9,860
Principal and interest
Calculated estimate
$9,135
Property tax
Calculated estimate
$575/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,975,000
Down payment
Calculated estimate
$395,000 (20%)
Estimated mortgage
Calculated estimate
$1,580,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$9,860
/mo
Rate
%
Amortization
Principal and interest
$9,135
Property tax (est.)
$575
P&I
Tax
Down payment
$395,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $395,000 down (20%) on $1,975,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
