Kelowna · V1X4M5
$3,475/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to 2877 Springfield Road — a property packed with potential in the heart of Rutland South! Situated on a large lot in Central Kelowna, this home offers incredible flexibility for first-time buyers, investors, or those looking to offset their mortgage with suite potential. Featuring a functional layout with a 1-bedroom mortgage helper, bright open front windows that fill the home with natural light, spacious yard space for kids, pets, gardening, or future ideas, and a fenced yard complete with a pond feature, this property is ready for your vision. Enjoy the convenience of a covered carport, RV parking, and plenty of additional parking space. This residential property provides a family-friendly environment with close proximity to schools, shopping, parks, regional amenities, transit, and direct access to the rest of the Central Okanagan. Whether you're looking for a family home, rental property, or future development potential, this one checks all the boxes. Seller offering a $5000 credit towards new flooring!
4
Beds
1,870 ft²
Floor area
1975
Year built
Single Family
Type
Rutland South
Area
Listed
May 27, 2026
No strata fee (freehold/non-strata). Property tax $3662/yr (0.482% of list price vs 0.30% norm). Typical owner in Kelowna pays $1,390/mo (Census 2021).
Nearby & Commute
27 min
walk to Save-On-Foods
15 min
bike to Orchard Park Exchange
49 min
walk to Orchard Park Exchange
11h 2m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 44%
| Detached | 116 | 43.6% |
| Condo / Apartment | 79 | 29.7% |
| Townhouse | 41 | 15.4% |
| Duplex | 13 | 4.9% |
| Land | 11 | 4.1% |
| Other | 6 | 2.3% |
| $15,000 to $19,999 | 5 | 2.0% |
| $20,000 to $24,999 | 10 | 4.0% |
| $25,000 to $29,999 | 5 | 2.0% |
| $35,000 to $39,999 | 10 | 4.0% |
| $40,000 to $44,999 | 5 | 2.0% |
| $45,000 to $49,999 | 10 | 4.0% |
| $50,000 to $59,999 | 20 | 8.0% |
| $60,000 to $69,999 | 10 | 4.0% |
| $70,000 to $79,999 | 20 | 8.0% |
| $80,000 to $89,999 | 20 | 8.0% |
| $90,000 to $99,999 | 20 | 8.0% |
| $100,000 to $124,999 | 30 | 12.0% |
| $125,000 to $149,999 | 30 | 12.0% |
| $150,000 to $199,999 | 40 | 16.0% |
| $200,000 and over | 15 | 6.0% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,475
Principal and interest
Calculated estimate
$3,125
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$675,500
Down payment
Calculated estimate
$135,100 (20%)
Estimated mortgage
Calculated estimate
$540,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,475
/mo
Rate
%
Amortization
Principal and interest
$3,125
Property tax (est.)
$200
P&I
Tax
Down payment
$135,100 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $135,100 down (20%) on $675,500, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.4661 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
