Ladysmith · V9G0A5
$1,837/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Upgraded and better than ever. Placed here at Park Side Estates in 2016 and provides a move-in-ready condition with 2 bedrooms and 2 washrooms. The bright living room features vaulted ceilings and large windows, while the spacious kitchen offers an abundance of cabinetry and counter space, numerous pull-out drawers, an additional pantry, as well as stainless-steel appliances. Enjoy the comforts from the 2023 heat pump & furnace. The primary bedroom includes a walk-in closet and a spacious walk-in shower in the 3-piece ensuite. The main bathroom features a soaker tub, while easy care 9 mil vinyl plank flooring, crown molding and custom blinds add a touch of elegance throughout the home. Have outdoor living on the impressive 41' x 9' cedar deck, complete with a 22' x 10' covered area. A permitted solarium provides additional year-round space, while the concrete driveway, professionally installed Allen Block retaining wall, and quaint garden shed add to the home's functionality and curb appeal. Measurements are approximate and should be verified if important. Located in Park Side Estates, one of Ladysmith's desirable 55+ communities, this home is close to nature, recreation, backcountry hiking, and the many amenities Ladysmith has to offer.
2
Beds
887 ft²
Floor area
2015
Year built
Single Family
Type
Ladysmith
Area
Listed
August 8, 2026
Nearby & Commute
25 min
walk to Country Grocer
1h 26m
bike to Duke Point (Foot Access)
4h 46m
walk to Duke Point (Foot Access)
2h 28m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 42%
| Detached | 25 | 42.4% |
| Townhouse | 11 | 18.6% |
| Land | 9 | 15.3% |
| Condo / Apartment | 5 | 8.5% |
| Mobile home | 5 | 8.5% |
| Other | 4 | 6.8% |
| $15,000 to $19,999 | 5 | 1.0% |
| $20,000 to $24,999 | 15 | 3.1% |
| $25,000 to $29,999 | 15 | 3.1% |
| $30,000 to $34,999 | 20 | 4.1% |
| $35,000 to $39,999 | 15 | 3.1% |
| $40,000 to $44,999 | 30 | 6.1% |
| $45,000 to $49,999 | 25 | 5.1% |
| $50,000 to $59,999 | 45 | 9.2% |
| $60,000 to $69,999 | 40 | 8.2% |
| $70,000 to $79,999 | 45 | 9.2% |
| $80,000 to $89,999 | 35 | 7.1% |
| $90,000 to $99,999 | 35 | 7.1% |
| $100,000 to $124,999 | 55 | 11.2% |
| $125,000 to $149,999 | 50 | 10.2% |
| $150,000 to $199,999 | 45 | 9.2% |
| $200,000 and over | 15 | 3.1% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,837
Principal and interest
Calculated estimate
$1,587
Property tax
Calculated estimate
$100/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$343,000
Down payment
Calculated estimate
$68,600 (20%)
Estimated mortgage
Calculated estimate
$274,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,837
/mo
Rate
%
Amortization
Principal and interest
$1,587
Property tax (est.)
$100
P&I
Tax
Down payment
$68,600 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $68,600 down (20%) on $343,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
