Chemainus · V0R1K1
$4,567/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Just a block from the sea in the heart of Old Town Chemainus, this charming 4 bedroom 3 bath home with den offers an exceptional blend of character, income potential and coastal living. The main home features a bright open-concept living, dining and kitchen area with lots of windows to make for a bright space . An attached, legal 2-bedroom suite with separate access and parking off Cedar street provides excellent flexibility for family, guests or rental income. Hardi-Plank siding with cedar details adds lasting appeal and low-maintenance durability. Preliminary approval is in place for an additional 1 bedroom suite in the basement ( buyer to confirm) an exciting opportunity for more future income. Outside, the whimsical fenced gardens are a true delight, filled with mature fruit trees, colour and character. With the ocean, nearby shops and the unique charm of Old Town just steps away, this is a truly special Chemainus property.
4
Beds
2,260 ft²
Floor area
2003
Year built
Single Family
Type
Chemainus
Area
Listed
August 14, 2026
Nearby & Commute
7 min
walk to Country Grocer
1h 5m
bike to Alderlea Station
3h 36m
walk to Alderlea Station
2h 22m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 43%
| Detached | 31 | 43.1% |
| Mobile home | 12 | 16.7% |
| Condo / Apartment | 9 | 12.5% |
| Townhouse | 7 | 9.7% |
| Land | 5 | 6.9% |
| Other | 8 | 11.1% |
| $10,000 to $14,999 | 5 | 2.4% |
| $20,000 to $24,999 | 20 | 9.8% |
| $25,000 to $29,999 | 10 | 4.9% |
| $30,000 to $34,999 | 10 | 4.9% |
| $35,000 to $39,999 | 15 | 7.3% |
| $40,000 to $44,999 | 15 | 7.3% |
| $45,000 to $49,999 | 10 | 4.9% |
| $50,000 to $59,999 | 25 | 12.2% |
| $60,000 to $69,999 | 15 | 7.3% |
| $70,000 to $79,999 | 15 | 7.3% |
| $80,000 to $89,999 | 10 | 4.9% |
| $90,000 to $99,999 | 10 | 4.9% |
| $100,000 to $124,999 | 20 | 9.8% |
| $125,000 to $149,999 | 10 | 4.9% |
| $150,000 to $199,999 | 15 | 7.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,567
Principal and interest
Calculated estimate
$4,158
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$899,000
Down payment
Calculated estimate
$179,800 (20%)
Estimated mortgage
Calculated estimate
$719,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,567
/mo
Rate
%
Amortization
Principal and interest
$4,158
Property tax (est.)
$258
P&I
Tax
Down payment
$179,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,800 down (20%) on $899,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
