White Rock · V4B4L5
$7,705/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Truly detached home with a legal suite and effortless lock-and-leave living. Great for downsizers, upsizers and relocating. Perfect for medical professionals. Escape high townhouse fees and endless yard work. On a quiet lot with a tiny $116/mo fee, this 5-bed, 6-bath home offers detached privacy with zero exterior maintenance. Sprawling principal rooms lead to a chef-inspired kitchen, while upstairs features oversized bedrooms and private balconies. INCOME / MULTI-GEN: High-ceiling legal suite with a private entrance-perfect for an upscale mortgage helper, adult kids, or in-laws. Walk 3 mins to Peace Arch Hospital (excellent for medical professionals) or stroll to the beach. Semiahmoo Secondary (IB Program) catchment. The perfect balance of space, income, and freedom.
Buy / sell history for Unit 3 – 1426 FINLAY Street, White Rock (Single Family)
5
Beds
3,222 ft²
Floor area
2015
Year built
Single Family
Type
Listed
July 15, 2026
Nearby & Commute
14 min
walk to Thrifty Foods
4 min
bike to White Rock Centre
14 min
walk to White Rock Centre
1h 29m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 35%
| Detached | 309 | 35.0% |
| Condo / Apartment | 285 | 32.2% |
| Townhouse | 203 | 23.0% |
| Half-duplex | 29 | 3.3% |
| Mobile home | 24 | 2.7% |
| Other | 34 | 3.8% |
| $15,000 to $19,999 | 5 | 2.0% |
| $25,000 to $29,999 | 5 | 2.0% |
| $30,000 to $34,999 | 10 | 4.0% |
| $35,000 to $39,999 | 5 | 2.0% |
| $40,000 to $44,999 | 15 | 6.0% |
| $45,000 to $49,999 | 10 | 4.0% |
| $50,000 to $59,999 | 20 | 8.0% |
| $60,000 to $69,999 | 10 | 4.0% |
| $70,000 to $79,999 | 15 | 6.0% |
| $80,000 to $89,999 | 15 | 6.0% |
| $90,000 to $99,999 | 10 | 4.0% |
| $100,000 to $124,999 | 25 | 10.0% |
| $125,000 to $149,999 | 25 | 10.0% |
| $150,000 to $199,999 | 40 | 16.0% |
| $200,000 and over | 40 | 16.0% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,705
Principal and interest
Calculated estimate
$7,105
Property tax
Calculated estimate
$450/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,536,000
Down payment
Calculated estimate
$307,200 (20%)
Estimated mortgage
Calculated estimate
$1,228,800
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$7,705
/mo
Rate
%
Amortization
Principal and interest
$7,105
Property tax (est.)
$450
P&I
Tax
Down payment
$307,200 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $307,200 down (20%) on $1,536,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 3.8326 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
