Duncan · V9L3T1
$3,960/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Nestled beside Averill Creek on a peaceful 1/3-acre lot, this spacious 3,100+ sqft home offers flexibility, privacy, and room for a growing family. Located in Hawthorne Place, a select 9-home cul-de-sac of newer, well-cared-for properties, it combines a quiet residential setting with sought after access to outdoor recreation. Originally a farmhouse, the home has benefited from significant additions in the 1990's and a newer foundation while retaining its welcoming character. Hardwood flooring and natural light adds warmth to the main living areas, while the overheight lower level creates a spacious feel, it is mostly finished bonus space perfect for a rec room, hobbies, office or in-home gym. The main living space features 4 bedrooms plus an additional unfinished room, offering the potential for a 5-bedroom layout. A separate 1-bedroom suite with private exterior access also connects through the home, making it ideal for multigenerational living or mortgage-helper income. Recent improvements include replacement of the Poly-B plumbing, a gas on-demand hot water system (2021), 200-amp electrical service, infloor heating in the main bathroom, partially updated kitchen with timeless backsplash, granite countertops and newer appliances. Natural gas appliances, a heat pump, and a wood stove provide year-round comfort and efficient operation. Outside, the private property offers mature fruit trees, garden space, and a 900 sqft older garage/workshop on a slab. Walking trails begin right at your doorstep and connect to community garden space, Evans Park, and the Cowichan Valley Trail. This is a great opportunity to add your final touches to the home and build equity in a desirable in-town neighbourhood close to schools, recreation, shopping, and everyday amenities while enjoying the benefits of a peaceful creekside setting.
5
Beds
3,108 ft²
Floor area
1930
Year built
Single Family
Type
West Duncan
Area
Listed
August 14, 2026
Nearby & Commute
20 min
walk to Country Grocer
4 min
bike to Alderlea Station
12 min
walk to Alderlea Station
2h 47m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 49%
| Detached | 49 | 49.5% |
| Townhouse | 18 | 18.2% |
| Condo / Apartment | 14 | 14.1% |
| Duplex | 7 | 7.1% |
| Other | 5 | 5.1% |
| Other | 6 | 6.1% |
| $20,000 to $24,999 | 5 | 1.5% |
| $25,000 to $29,999 | 5 | 1.5% |
| $30,000 to $34,999 | 5 | 1.5% |
| $35,000 to $39,999 | 10 | 3.1% |
| $40,000 to $44,999 | 10 | 3.1% |
| $45,000 to $49,999 | 10 | 3.1% |
| $50,000 to $59,999 | 40 | 12.3% |
| $60,000 to $69,999 | 20 | 6.2% |
| $70,000 to $79,999 | 25 | 7.7% |
| $80,000 to $89,999 | 25 | 7.7% |
| $90,000 to $99,999 | 15 | 4.6% |
| $100,000 to $124,999 | 45 | 13.8% |
| $125,000 to $149,999 | 40 | 12.3% |
| $150,000 to $199,999 | 50 | 15.4% |
| $200,000 and over | 20 | 6.2% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,960
Principal and interest
Calculated estimate
$3,585
Property tax
Calculated estimate
$225/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$775,000
Down payment
Calculated estimate
$155,000 (20%)
Estimated mortgage
Calculated estimate
$620,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,960
/mo
Rate
%
Amortization
Principal and interest
$3,585
Property tax (est.)
$225
P&I
Tax
Down payment
$155,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $155,000 down (20%) on $775,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.5924 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
