3015 Ponderosa Drive
Naramata · V0H1N1
$5,563/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Naramata · V0H1N1
$5,563/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Discover the Naramata lifestyle in this beautifully updated 5 bedroom, 3 bathroom home offering 2,960 SQFT of living space and stunning lake views in the heart of one of the Okanagan's most sought-after communities. Set on a fully fenced 1/2 acre lot, this is a home where you can simply move in and start enjoying everything Naramata has to offer. The spacious layout features a main-floor primary suite with walk-in closet and ensuite, a bright renovated kitchen, loft office, walk-out basement, four-season sunroom, wood-burning fireplace, and expansive deck perfect for soaking in the views. Step outside to your own private oasis. The fully fenced yard is beautifully landscaped with a rose garden, goldfish pond, vegetable garden, and an incredible collection of mature fruit and nut trees, berry bushes, and kiwi vines. Whether you're entertaining, gardening, or harvesting from your own orchard, every season brings something special. Complete with a single-car garage and work studio, this exceptional property is just minutes from renowned wineries, beaches, hiking trails, and everything that makes Naramata one of the South Okanagan's most desirable places to call home.
5
Beds
2,960 ft²
Floor area
1979
Year built
Single Family
Type
Naramata Village
Area
Listed
August 5, 2026
Nearby & Commute
1h 44m
walk to IGA
53 min
bike to Prairie Valley Station
2h 57m
walk to Prairie Valley Station
10h 20m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 51%
| Land | 31 | 50.8% |
| Detached | 22 | 36.1% |
| Farm | 7 | 11.5% |
| Other | 1 | 1.6% |
| $5,000 to $9,999 | 5 | 2.8% |
| $10,000 to $14,999 | 5 | 2.8% |
| $25,000 to $29,999 | 5 | 2.8% |
| $30,000 to $34,999 | 5 | 2.8% |
| $35,000 to $39,999 | 5 | 2.8% |
| $40,000 to $44,999 | 10 | 5.6% |
| $45,000 to $49,999 | 5 | 2.8% |
| $50,000 to $59,999 | 15 | 8.3% |
| $60,000 to $69,999 | 10 | 5.6% |
| $70,000 to $79,999 | 20 | 11.1% |
| $90,000 to $99,999 | 10 | 5.6% |
| $100,000 to $124,999 | 20 | 11.1% |
| $125,000 to $149,999 | 25 | 13.9% |
| $150,000 to $199,999 | 20 | 11.1% |
| $200,000 and over | 20 | 11.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,563
Principal and interest
Calculated estimate
$5,088
Property tax
Calculated estimate
$325/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,100,000
Down payment
Calculated estimate
$220,000 (20%)
Estimated mortgage
Calculated estimate
$880,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,563
/mo
Rate
%
Amortization
Principal and interest
$5,088
Property tax (est.)
$325
P&I
Tax
Down payment
$220,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $220,000 down (20%) on $1,100,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.