Ladysmith · V9G1X8
$7,870/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Wake up to the estuary, walk to the beach, and host family in complete comfort. Perched on the shore of the Holland Creek estuary, this rare freehold oceanfront residence offers first-line water views over the tidal wetlands — a living, changing seascape most dramatic at high tide. A natural trail with seasonal salmon runs and public beach access sit just steps away, perfect for kayaking and quiet coastal walks. Designed for connection and privacy, this home delivers true main-level living alongside generous, self-contained accommodations. The main-floor primary suite means single-level ease, with a walk-in closet and a spa-style ensuite featuring a jetted soaker tub and separate shower. The ocean-view kitchen is a showpiece: a sink framed by windows on three sides, granite countertops, nearly a full wall of solid-wood cabinetry, and a large island. The dining room window bench looks straight out to the water, and ocean views carry through the living room, family room, primary suite, and the signature Ocean-facing deck. Upstairs, four bedrooms enjoy ocean views, walk-in closets, and ensuites, including a corner room with a soaring vaulted ceiling — room for everyone. The oversized lower level is a world of its own, with its own family and dining rooms, an ocean view, and two private entrances, connected by a lockable door for complete separation. A detached cottage over the garage adds a self-contained retreat with its own kitchen, bath, and private patio — ideal flexibility for extended family, guests, or multi-generational living. South-facing exposure fills the home with light all day. A heat pump provides both heating and air conditioning, the roof was replaced recently, and municipal water and sewer are connected. Walk to shops and amenities, with quick highway access — about ten minutes to the airport and twenty-two to the ferries. Bring everyone home — without giving up personal space. Measurement is approximate.
7
Beds
5,533 ft²
Floor area
1996
Year built
Single Family
Type
Ladysmith
Area
Listed
July 29, 2026
Nearby & Commute
3 min
walk to Save-On-Foods
1h 38m
bike to Alderlea Station
5h 25m
walk to Alderlea Station
2h 25m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 54%
| Detached | 50 | 54.3% |
| Land | 24 | 26.1% |
| Townhouse | 7 | 7.6% |
| Condo / Apartment | 5 | 5.4% |
| Duplex | 2 | 2.2% |
| Other | 4 | 4.3% |
| Under $5,000 | 5 | 2.3% |
| $15,000 to $19,999 | 10 | 4.7% |
| $20,000 to $24,999 | 10 | 4.7% |
| $30,000 to $34,999 | 5 | 2.3% |
| $35,000 to $39,999 | 5 | 2.3% |
| $40,000 to $44,999 | 10 | 4.7% |
| $45,000 to $49,999 | 10 | 4.7% |
| $50,000 to $59,999 | 15 | 7.0% |
| $60,000 to $69,999 | 20 | 9.3% |
| $70,000 to $79,999 | 15 | 7.0% |
| $80,000 to $89,999 | 15 | 7.0% |
| $90,000 to $99,999 | 10 | 4.7% |
| $100,000 to $124,999 | 20 | 9.3% |
| $125,000 to $149,999 | 25 | 11.6% |
| $150,000 to $199,999 | 20 | 9.3% |
| $200,000 and over | 20 | 9.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,870
Principal and interest
Calculated estimate
$7,262
Property tax
Calculated estimate
$458/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,570,000
Down payment
Calculated estimate
$314,000 (20%)
Estimated mortgage
Calculated estimate
$1,256,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$7,870
/mo
Rate
%
Amortization
Principal and interest
$7,262
Property tax (est.)
$458
P&I
Tax
Down payment
$314,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $314,000 down (20%) on $1,570,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
