3052 Ensign Way
West Kelowna · V4T1V1
$3,785/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
West Kelowna · V4T1V1
$3,785/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
The best priced detached home currently in Shannon Lake, with a new Hot Water Tank and upgraded plumbing coming this summer! This 4-bed, 2-bath home sits on a 0.21-acre lot in one of West Kelowna's most family-friendly neighbourhoods. Start your day with coffee on the massive balcony that spans the front of the home, soaking in the stunning lake, mountain and city views. Wind down your evenings in the spacious backyard, complete with a cherry tree, where the western exposure brings you gorgeous sunset light. Inside, the upper living level is bright and welcoming, with a functional layout that flows from the kitchen to the backyard through sliding doors - ideal for BBQs and easy indoor-outdoor living. Three bedrooms and two bathrooms are on this level, including a primary with ensuite. The lower entry level has a fourth bedroom, a large rec room with sauna, laundry, and storage - and there's already a window in place behind the drywall, which means suite potential. Add some finishing touches and you could have a mortgage helper on your hands - that's a rare find at this price point! Parking is never an issue. There's a double garage, four more uncovered spaces, and RV parking. A heat pump keeps things comfortable year-round. Located close to schools, parks, trails, golf, and shopping, this is the kind of home that doesn't come up often at this price point. If you're a young family, first-time buyer, or investor with an eye for potential - this one is worth a look!
4
Beds
2,040 ft²
Floor area
1997
Year built
Single Family
Type
Shannon Lake
Area
Listed
May 29, 2026
$739,000 is 28.4% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
21 min
walk to Walmart Supercentre
16 min
bike to West Kelowna
52 min
walk to West Kelowna
10h 27m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 35%
| Detached | 142 | 35.1% |
| Condo / Apartment | 99 | 24.5% |
| Mobile home | 82 | 20.3% |
| Townhouse | 37 | 9.2% |
| Land | 19 | 4.7% |
| Other | 25 | 6.2% |
| $20,000 to $24,999 | 10 | 2.4% |
| $25,000 to $29,999 | 10 | 2.4% |
| $30,000 to $34,999 | 10 | 2.4% |
| $35,000 to $39,999 | 15 | 3.5% |
| $40,000 to $44,999 | 10 | 2.4% |
| $45,000 to $49,999 | 15 | 3.5% |
| $50,000 to $59,999 | 25 | 5.9% |
| $60,000 to $69,999 | 25 | 5.9% |
| $70,000 to $79,999 | 30 | 7.1% |
| $80,000 to $89,999 | 35 | 8.2% |
| $90,000 to $99,999 | 20 | 4.7% |
| $100,000 to $124,999 | 55 | 12.9% |
| $125,000 to $149,999 | 60 | 14.1% |
| $150,000 to $199,999 | 65 | 15.3% |
| $200,000 and over | 40 | 9.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,785
Principal and interest
Calculated estimate
$3,418
Property tax
Calculated estimate
$217/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$739,000
Down payment
Calculated estimate
$147,800 (20%)
Estimated mortgage
Calculated estimate
$591,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,785
/mo
Rate
%
Amortization
Principal and interest
$3,418
Property tax (est.)
$217
P&I
Tax
Down payment
$147,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $147,800 down (20%) on $739,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.6296 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.