Salt Spring · V8K1B1
$2,848/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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An excellent opportunity to enter the Salt Spring Island market at an accessible price point. Set on a sunny lot in a family-oriented neighbourhood, this property offers over 1,500 sq. ft. of living space and plenty of potential to build sweat equity. The half duplex features 2 bedrooms, 2 bathrooms, workshop, and a flexible floor plan with opportunities to create additional living space, a home office, or guest accommodation to suit your needs. Outside, you'll find an established garden area, paved driveway, and the convenience of both municipal water and sewer services. With some thoughtful updates, this property could truly shine. As an added bonus, Fernwood Beach is within a few minute easy walking distance, and public transit is just steps away.
2
Beds
1,619 ft²
Floor area
1977
Year built
Single Family
Type
Salt Spring
Area
Listed
June 10, 2026
Nearby & Commute
1h 27m
walk to Country Grocer
1h 26m
bike to Alderlea Station
4h 46m
walk to Alderlea Station
2h 3m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 73%
| Detached | 43 | 72.9% |
| Land | 9 | 15.3% |
| Other | 3 | 5.1% |
| Townhouse | 2 | 3.4% |
| Condo / Apartment | 1 | 1.7% |
| Other | 1 | 1.7% |
| $15,000 to $19,999 | 10 | 4.7% |
| $20,000 to $24,999 | 5 | 2.3% |
| $25,000 to $29,999 | 10 | 4.7% |
| $30,000 to $34,999 | 10 | 4.7% |
| $40,000 to $44,999 | 15 | 7.0% |
| $45,000 to $49,999 | 10 | 4.7% |
| $50,000 to $59,999 | 25 | 11.6% |
| $60,000 to $69,999 | 15 | 7.0% |
| $70,000 to $79,999 | 20 | 9.3% |
| $80,000 to $89,999 | 15 | 7.0% |
| $90,000 to $99,999 | 15 | 7.0% |
| $100,000 to $124,999 | 20 | 9.3% |
| $125,000 to $149,999 | 15 | 7.0% |
| $150,000 to $199,999 | 20 | 9.3% |
| $200,000 and over | 10 | 4.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,848
Principal and interest
Calculated estimate
$2,539
Property tax
Calculated estimate
$158/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$549,000
Down payment
Calculated estimate
$109,800 (20%)
Estimated mortgage
Calculated estimate
$439,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,848
/mo
Rate
%
Amortization
Principal and interest
$2,539
Property tax (est.)
$158
P&I
Tax
Down payment
$109,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $109,800 down (20%) on $549,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
