Nanaimo · V9R3C5
$3,835/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to 309 Elizabeth Street, a fully detached half-duplex near Nanaimo’s desirable Old City Quarter — a location that puts more of everyday life within easy reach. Step outside and you’re close to local cafés, bakeries, independent shops, restaurants, downtown amenities and the harbourfront seawall, while Vancouver Island University, the ferry terminal and float plane service are all conveniently accessible. Whether it’s a morning coffee, an evening walk along the water, a quick trip across to Vancouver or an island adventure on the weekend, this is a location that makes it easy to stay connected and active. The home itself takes advantage of its elevated position, with large window geometries creating beautifully framed outlooks across the neighbourhood. From inside, you get a broader perspective — trees, ocean and mountains become part of the backdrop and bring a surprising sense of openness to the three-level layout. For a property of this size, parking is especially generous, with a wide driveway providing plenty of room for multiple vehicles, guests, bikes and recreational gear in addition to the attached garage. Four separate decks extend the living space outdoors, including a covered main-level patio for year-round grilling and a top-floor balcony that takes in the surrounding views. The compact yard keeps outdoor maintenance manageable, leaving more time to enjoy the neighbourhood. The lower level adds a particularly useful dimension to the home. With a full three-piece bathroom, laundry, separate access and a dedicated flex room, it can be adaptable — a quiet home-based business, creative studio or hobby space, gym, or private area for a university student or live-in guest. The garage adds storage and parking options, and electrical is in place for the possibility of an EV charger. A well-connected, flexible home for those who value walkability, access to the city and an active lifestyle, without giving up space, parking or versatility.
4
Beds
1,755 ft²
Floor area
2026
Year built
Single Family
Type
Old City
Area
Listed
August 10, 2026
Nearby & Commute
13 min
walk to The Green Store: Discount Organic
6 min
bike to VIU Transit Exchange
21 min
walk to VIU Transit Exchange
2h 29m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 35%
| Detached | 106 | 35.0% |
| Condo / Apartment | 76 | 25.1% |
| Land | 61 | 20.1% |
| Townhouse | 23 | 7.6% |
| Other | 11 | 3.6% |
| Other | 26 | 8.6% |
| $15,000 to $19,999 | 5 | 2.6% |
| $20,000 to $24,999 | 5 | 2.6% |
| $25,000 to $29,999 | 10 | 5.3% |
| $30,000 to $34,999 | 10 | 5.3% |
| $35,000 to $39,999 | 10 | 5.3% |
| $40,000 to $44,999 | 15 | 7.9% |
| $45,000 to $49,999 | 15 | 7.9% |
| $50,000 to $59,999 | 10 | 5.3% |
| $60,000 to $69,999 | 15 | 7.9% |
| $70,000 to $79,999 | 10 | 5.3% |
| $80,000 to $89,999 | 20 | 10.5% |
| $90,000 to $99,999 | 15 | 7.9% |
| $100,000 to $124,999 | 25 | 13.2% |
| $125,000 to $149,999 | 10 | 5.3% |
| $150,000 to $199,999 | 10 | 5.3% |
| $200,000 and over | 5 | 2.6% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,835
Principal and interest
Calculated estimate
$3,469
Property tax
Calculated estimate
$217/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$749,900
Down payment
Calculated estimate
$149,980 (20%)
Estimated mortgage
Calculated estimate
$599,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,835
/mo
Rate
%
Amortization
Principal and interest
$3,469
Property tax (est.)
$217
P&I
Tax
Down payment
$149,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $149,980 down (20%) on $749,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 6.9094 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
