Ladysmith · V9G1X9
$12,447/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Nestled along the sun-kissed shores of Ladysmith, BC, this exceptional bespoke oceanfront estate offers a rare blend of natural beauty, thoughtful craftsmanship, and relaxed coastal living. Set on a beautifully landscaped and private 0.62-acre lot, the property feels like a botanical retreat with curated gardens, a working greenhouse, and a striking palm tree. A stamped concrete driveway and covered entry create a welcoming first impression. Outdoor living is a true highlight, with seven unique patios and decks designed for relaxation and entertaining. Enjoy the firepit patio, BBQ deck, peaceful Dogwood deck, sunny breakfast deck, family dining patio, guest cottage patio, and the spectacular Orca deck perched at the water’s edge. With walk-on waterfront access and a dedicated shoreline seating area, the ocean is always just steps away. Inside, maple hardwood floors, crown moulding, and recessed lighting create a warm and elegant feel. The beautifully appointed kitchen features quartz countertops, a propane range, tile backsplash, and a generous island with seating for four. It flows seamlessly into the dining area and bright breakfast room with deck access and stunning ocean views. The living room centres around a cozy propane fireplace and a large picture window framing the ever-changing seascape. Upstairs, a charming library and sitting area with opening skylights leads to the spacious primary suite with walk-in closet and a luxurious ensuite featuring a pedestal tub with ocean views, dual sinks, quartz counters, bidet, and tiled shower. A second bedroom completes the upper level. The lower level offers a bedroom, large rec room, laundry with outside access, wet room bath, and a fishing/storage room. A detached self-contained guest suite with kitchen, propane fireplace, sauna & private patio is ideal for guests or extended family, while a workshop with woodstove, skylights, and ample storage completes this remarkable property. New Mitsubishi Heat pump installed!
3
Beds
4,239 ft²
Floor area
1949
Year built
Single Family
Type
Ladysmith
Area
Listed
April 2, 2026
$2,500,000 is 142.4% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
8 min
walk to Save-On-Foods
1h 35m
bike to Alderlea Station
5h 17m
walk to Alderlea Station
2h 25m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 56%
| Detached | 49 | 55.7% |
| Land | 25 | 28.4% |
| Townhouse | 6 | 6.8% |
| Condo / Apartment | 5 | 5.7% |
| Other | 2 | 2.3% |
| Other | 1 | 1.1% |
| Under $5,000 | 5 | 2.3% |
| $15,000 to $19,999 | 10 | 4.7% |
| $20,000 to $24,999 | 10 | 4.7% |
| $30,000 to $34,999 | 5 | 2.3% |
| $35,000 to $39,999 | 5 | 2.3% |
| $40,000 to $44,999 | 10 | 4.7% |
| $45,000 to $49,999 | 10 | 4.7% |
| $50,000 to $59,999 | 15 | 7.0% |
| $60,000 to $69,999 | 20 | 9.3% |
| $70,000 to $79,999 | 15 | 7.0% |
| $80,000 to $89,999 | 15 | 7.0% |
| $90,000 to $99,999 | 10 | 4.7% |
| $100,000 to $124,999 | 20 | 9.3% |
| $125,000 to $149,999 | 25 | 11.6% |
| $150,000 to $199,999 | 20 | 9.3% |
| $200,000 and over | 20 | 9.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$12,447
Principal and interest
Calculated estimate
$11,564
Property tax
Calculated estimate
$733/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$2,500,000
Down payment
Calculated estimate
$500,000 (20%)
Estimated mortgage
Calculated estimate
$2,000,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$12,447
/mo
Rate
%
Amortization
Principal and interest
$11,564
Property tax (est.)
$733
P&I
Tax
Down payment
$500,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $500,000 down (20%) on $2,500,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
