Naramata · V0H1N1
$3,495/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to this well-maintained 2-bedroom, 2 bathroom one level home on a generous 0.406-acre lot with beautiful Okanagan Lake views. The bright, functional layout offers lake views from the kitchen, dining and living areas, with sliding doors leading to a patio with an automatic awning. Outside you’ll find a detached garage, mature landscaping, flower gardens, a small orchard, plus plenty of parking for your RV and boat. Updates over the years include the siding, hot water tank, heating system and heat pump. Located in a quiet neighbourhood just minutes from Naramata Village, the Naramata Bench wineries and Penticton.
2
Beds
1,104 ft²
Floor area
1992
Year built
Single Family
Type
Naramata Rural
Area
Listed
August 17, 2026
Nearby & Commute
1h 51m
walk to IGA
55 min
bike to Prairie Valley Station
3h 3m
walk to Prairie Valley Station
10h 21m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 50%
| Land | 28 | 50.0% |
| Detached | 21 | 37.5% |
| Farm | 6 | 10.7% |
| Other | 1 | 1.8% |
| $5,000 to $9,999 | 5 | 2.8% |
| $10,000 to $14,999 | 5 | 2.8% |
| $25,000 to $29,999 | 5 | 2.8% |
| $30,000 to $34,999 | 5 | 2.8% |
| $35,000 to $39,999 | 5 | 2.8% |
| $40,000 to $44,999 | 10 | 5.6% |
| $45,000 to $49,999 | 5 | 2.8% |
| $50,000 to $59,999 | 15 | 8.3% |
| $60,000 to $69,999 | 10 | 5.6% |
| $70,000 to $79,999 | 20 | 11.1% |
| $90,000 to $99,999 | 10 | 5.6% |
| $100,000 to $124,999 | 20 | 11.1% |
| $125,000 to $149,999 | 25 | 13.9% |
| $150,000 to $199,999 | 20 | 11.1% |
| $200,000 and over | 20 | 11.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,495
Principal and interest
Calculated estimate
$3,145
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$680,000
Down payment
Calculated estimate
$136,000 (20%)
Estimated mortgage
Calculated estimate
$544,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,495
/mo
Rate
%
Amortization
Principal and interest
$3,145
Property tax (est.)
$200
P&I
Tax
Down payment
$136,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $136,000 down (20%) on $680,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
