Vernon · V1T4L5
$3,418/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Rare investment opportunity! City-recognized legal non-conforming duplex offering two self-contained dwelling units. Grandfathered by the City of Vernon, this exceptional property offers outstanding flexibility for investors, multi-generational families, or owner-occupants seeking valuable mortgage-helper income, with exciting long-term redevelopment potential. Situated on a 0.13-acre lot with desirable MUM (Multi-Unit Medium Scale) zoning in one of Vernon's most established neighbourhoods, this duplex features two spacious 2-bedroom, 1-bathroom suites, each with private entrances, separate laundry, dedicated storage, covered parking, and independent outdoor space. The vacant upper suite is move-in ready and full of charm, featuring beautiful original hardwood floors, an updated bathroom, abundant natural light, and excellent owner-occupier or market rental potential. The lower suite is occupied by a reliable long-term tenant who would love to stay, providing immediate income. Pride of ownership is evident throughout with updates including flooring, the upper bathroom, paint, a newer 35-year roof (approx. 7 years), newer hot water tank (2023), and recently cleaned gutters and eaves. A spacious driveway, double covered carport, and separate storage for each suite add everyday functionality. Ideally located in Vernon's desirable Pleasant Valley/East Hill, you're minutes to downtown, parks, shopping, transit, Ecole Beairsto Elementary (K-7 French Immersion), Silver Star Mountain, Kalamalka Lake, and the BX Creek Trail system. Whether you're growing your portfolio, accommodating extended family, or investing in a property with current and future upside, this versatile, city-recognized duplex is an exceptional opportunity in one of Vernon's most convenient and evolving locations.
4
Beds
1,824 ft²
Floor area
1955
Year built
Single Family
Type
East Hill
Area
Listed
July 23, 2026
Nearby & Commute
16 min
walk to Canadian Wholesale Club
3h 30m
bike to Orchard Park Exchange
11h 38m
walk to Orchard Park Exchange
11h 54m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 34%
| Detached | 102 | 33.6% |
| Townhouse | 71 | 23.4% |
| Condo / Apartment | 43 | 14.1% |
| Land | 35 | 11.5% |
| Other | 24 | 7.9% |
| Other | 29 | 9.5% |
| $10,000 to $14,999 | 10 | 4.3% |
| $20,000 to $24,999 | 15 | 6.4% |
| $25,000 to $29,999 | 5 | 2.1% |
| $30,000 to $34,999 | 15 | 6.4% |
| $35,000 to $39,999 | 10 | 4.3% |
| $40,000 to $44,999 | 5 | 2.1% |
| $45,000 to $49,999 | 15 | 6.4% |
| $50,000 to $59,999 | 15 | 6.4% |
| $60,000 to $69,999 | 20 | 8.5% |
| $70,000 to $79,999 | 5 | 2.1% |
| $80,000 to $89,999 | 20 | 8.5% |
| $90,000 to $99,999 | 10 | 4.3% |
| $100,000 to $124,999 | 25 | 10.6% |
| $125,000 to $149,999 | 20 | 8.5% |
| $150,000 to $199,999 | 25 | 10.6% |
| $200,000 and over | 20 | 8.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,418
Principal and interest
Calculated estimate
$3,076
Property tax
Calculated estimate
$192/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$665,000
Down payment
Calculated estimate
$133,000 (20%)
Estimated mortgage
Calculated estimate
$532,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,418
/mo
Rate
%
Amortization
Principal and interest
$3,076
Property tax (est.)
$192
P&I
Tax
Down payment
$133,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $133,000 down (20%) on $665,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.5698 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Daily mean across the year.
On the drier side for BC.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
