Naramata · V0H1N0
$2,848/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Rare opportunity to own a private view property in the village heart of Naramata. This 1960-built bungalow sits on an elevated 0.356 acre lot adjacent to farmland, offering exceptional privacy along with beautiful views of the village and Okanagan Lake. The home features 5 bedrooms and 3 bathrooms with a functional layout suited for families, guests, or future suite potential. A large deck is positioned to take advantage of the views, while mature landscaping provides a peaceful, established setting. The property includes a 2-car carport plus additional space for boat or RV parking. A newer roof has already been completed. Inside, the home retains character with an original stone fireplace and solid construction, but is ready for updating to suit modern tastes. This property also presents excellent redevelopment potential, with the elevated lot providing an ideal site for a custom view home only steps to all that the village of Naramata has to offer including beaches, parks, shops, dining and the local school. This prime location close to wineries, beaches, and all village amenities is a unique chance to renovate, invest, or build new in one of the South Okanagan’s most desirable communities.
5
Beds
2,186 ft²
Floor area
1960
Year built
Single Family
Type
Naramata Village
Area
Listed
February 25, 2026
$649,000 is 37.1% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 24m
walk to IGA
48 min
bike to Prairie Valley Station
2h 39m
walk to Prairie Valley Station
10h 17m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 48%
| Land | 30 | 48.4% |
| Detached | 22 | 35.5% |
| Farm | 9 | 14.5% |
| Other | 1 | 1.6% |
| $20,000 to $24,999 | 10 | 4.8% |
| $25,000 to $29,999 | 10 | 4.8% |
| $30,000 to $34,999 | 5 | 2.4% |
| $35,000 to $39,999 | 15 | 7.1% |
| $45,000 to $49,999 | 10 | 4.8% |
| $50,000 to $59,999 | 25 | 11.9% |
| $60,000 to $69,999 | 20 | 9.5% |
| $70,000 to $79,999 | 10 | 4.8% |
| $80,000 to $89,999 | 20 | 9.5% |
| $90,000 to $99,999 | 15 | 7.1% |
| $100,000 to $124,999 | 20 | 9.5% |
| $125,000 to $149,999 | 20 | 9.5% |
| $150,000 to $199,999 | 15 | 7.1% |
| $200,000 and over | 15 | 7.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,848
Principal and interest
Calculated estimate
$2,539
Property tax
Calculated estimate
$158/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$549,000
Down payment
Calculated estimate
$109,800 (20%)
Estimated mortgage
Calculated estimate
$439,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,848
/mo
Rate
%
Amortization
Principal and interest
$2,539
Property tax (est.)
$158
P&I
Tax
Down payment
$109,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $109,800 down (20%) on $549,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
