Nanaimo · V9T0C3
$6,193/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to this beautifully finished home located on a quiet corner lot in one of Departure Bay's most desirable neighbourhoods. Offering quality craftsmanship, functional design and a legal two-bedroom suite, this home is ideal for families or those seeking mortgage-helper income. The bright open-concept main level features a spacious living and dining area, while the well-appointed kitchen boasts granite countertops, a large island with eating bar, under-cabinet lighting, stainless steel appliances including a gas stove, and ample cabinetry. The main level also offers three bedrooms, including a generous primary suite with a walk-in closet and a four-piece ensuite with dual sinks, plus a second full bathroom, laundry room and double garage. The lower level includes a large family room and an additional four-piece bathroom for the main home, along with a stunning legal two-bedroom suite featuring a private entrance, kitchen island and granite countertops. Enjoy multiple outdoor living spaces including a partially covered deck, private side patio and fully fenced yard. The suite has convenient access through a backyard gate directly to the street, providing added privacy, while the corner lot offers abundant street parking for guests and tenants. Located in a premium family-friendly community close to schools, parks, beaches, shopping and all amenities. All data and measurements are approximate and should be verified if important.
5
Beds
2,791 ft²
Floor area
2012
Year built
Single Family
Type
Departure Bay
Area
Listed
August 12, 2026
Nearby & Commute
47 min
walk to Save-On-Foods
13 min
bike to Departure Bay Berth 3 (Foot Access)
42 min
walk to Departure Bay Berth 3 (Foot Access)
2h 28m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 71%
| Detached | 107 | 71.3% |
| Land | 23 | 15.3% |
| Townhouse | 10 | 6.7% |
| Condo / Apartment | 7 | 4.7% |
| Duplex | 2 | 1.3% |
| Other | 1 | 0.7% |
| Under $5,000 | 5 | 0.9% |
| $15,000 to $19,999 | 5 | 0.9% |
| $20,000 to $24,999 | 10 | 1.8% |
| $25,000 to $29,999 | 10 | 1.8% |
| $30,000 to $34,999 | 15 | 2.8% |
| $35,000 to $39,999 | 15 | 2.8% |
| $40,000 to $44,999 | 10 | 1.8% |
| $45,000 to $49,999 | 20 | 3.7% |
| $50,000 to $59,999 | 30 | 5.5% |
| $60,000 to $69,999 | 30 | 5.5% |
| $70,000 to $79,999 | 35 | 6.4% |
| $80,000 to $89,999 | 30 | 5.5% |
| $90,000 to $99,999 | 35 | 6.4% |
| $100,000 to $124,999 | 75 | 13.8% |
| $125,000 to $149,999 | 65 | 11.9% |
| $150,000 to $199,999 | 85 | 15.6% |
| $200,000 and over | 70 | 12.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,193
Principal and interest
Calculated estimate
$5,685
Property tax
Calculated estimate
$358/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,229,000
Down payment
Calculated estimate
$245,800 (20%)
Estimated mortgage
Calculated estimate
$983,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,193
/mo
Rate
%
Amortization
Principal and interest
$5,685
Property tax (est.)
$358
P&I
Tax
Down payment
$245,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $245,800 down (20%) on $1,229,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 6.9094 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
