West Kelowna · V4T3A5
$3,472/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to this exceptional home in the sought-after Sage Creek 45+ community. Enjoy the added benefit of no Property Transfer Tax or Speculation Tax in this beautifully maintained development, complete with a stunning custom clubhouse offering a gym, library, meeting room, and covered patio. This bright and inviting 2 - bedroom plus den corner home boasts outstanding curb appeal and an expansive, fully fenced yard - perfect for pets and gardening enthusiasts. The oversized patio features a custom timber gazebo, creating an ideal setting for summer evenings and outdoor entertaining. The open-concept great room showcases a cozy gas fireplace and flows seamlessly into the dining area and kitchen. A large skylight fills the kitchen with natural light, and a hot water on demand system adds everyday convenience. Additional highlights include a double garage, driveway parking, and guest parking directly across the street. Located just steps to golf, shopping, and essential services, this is downsizing done right - without compromise.
3
Beds
1,445 ft²
Floor area
2013
Year built
Single Family
Type
Westbank Centre
Area
Listed
February 25, 2026
$674,900 is 34.6% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
8 min
walk to Nature’s Fare Markets
12 min
bike to West Kelowna
40 min
walk to West Kelowna
10h 26m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 32%
| Detached | 129 | 32.3% |
| Condo / Apartment | 121 | 30.3% |
| Mobile home | 72 | 18.0% |
| Townhouse | 33 | 8.3% |
| Land | 23 | 5.8% |
| Other | 22 | 5.5% |
| $10,000 to $14,999 | 5 | 0.8% |
| $15,000 to $19,999 | 15 | 2.3% |
| $20,000 to $24,999 | 45 | 6.9% |
| $25,000 to $29,999 | 40 | 6.1% |
| $30,000 to $34,999 | 35 | 5.3% |
| $35,000 to $39,999 | 30 | 4.6% |
| $40,000 to $44,999 | 40 | 6.1% |
| $45,000 to $49,999 | 45 | 6.9% |
| $50,000 to $59,999 | 85 | 13.0% |
| $60,000 to $69,999 | 80 | 12.2% |
| $70,000 to $79,999 | 55 | 8.4% |
| $80,000 to $89,999 | 40 | 6.1% |
| $90,000 to $99,999 | 40 | 6.1% |
| $100,000 to $124,999 | 45 | 6.9% |
| $125,000 to $149,999 | 30 | 4.6% |
| $150,000 to $199,999 | 15 | 2.3% |
| $200,000 and over | 10 | 1.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,472
Principal and interest
Calculated estimate
$3,122
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$674,900
Down payment
Calculated estimate
$134,980 (20%)
Estimated mortgage
Calculated estimate
$539,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,472
/mo
Rate
%
Amortization
Principal and interest
$3,122
Property tax (est.)
$200
P&I
Tax
Down payment
$134,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $134,980 down (20%) on $674,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.6296 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
