Kelowna · V1W3H3
$4,180/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Located in the heart of Kelowna's vibrant and evolving Pandosy neighbourhood, this property offers exceptional flexibility for homeowners, investors, and those planning for the future. Just minutes from downtown, Okanagan Lake, beaches, shopping, restaurants, schools, and transit, you'll enjoy one of the city's most desirable and walkable locations. Situated on a generous lot with convenient lane access, the home offers a bright, functional floor plan with comfortable living spaces and plenty of outdoor room to relax, garden, or entertain. The spacious family room provides excellent flexibility and could easily be converted into an additional bedroom to accommodate a growing family or changing lifestyle needs. The property has been well cared for over the years, reflecting pride of ownership and ongoing maintenance. Buyers wishing to make the home their own can plan for future development, while those seeking an investment property have the opportunity for immediate income. Located within the UC5 – Pandosy Urban Centre future land use area, this property also presents exciting long-term redevelopment potential as the neighbourhood continues to evolve. Whether you're searching for a place to call home, a reliable investment, or a holding property with future development opportunities, this property offers outstanding value in one of Kelowna's most sought-after locations.
2
Beds
1,191 ft²
Floor area
1947
Year built
Single Family
Type
Lower Mission
Area
Listed
April 15, 2026
$885,000 is 14.2% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
6 min
walk to Save-On-Foods
10 min
bike to Mission Recreation Exchange
34 min
walk to Mission Recreation Exchange
10h 46m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 35%
| Detached | 152 | 35.0% |
| Condo / Apartment | 137 | 31.6% |
| Townhouse | 108 | 24.9% |
| Duplex | 12 | 2.8% |
| Land | 8 | 1.8% |
| Other | 17 | 3.9% |
| $15,000 to $19,999 | 5 | 3.1% |
| $20,000 to $24,999 | 5 | 3.1% |
| $25,000 to $29,999 | 10 | 6.3% |
| $30,000 to $34,999 | 5 | 3.1% |
| $35,000 to $39,999 | 5 | 3.1% |
| $40,000 to $44,999 | 5 | 3.1% |
| $45,000 to $49,999 | 15 | 9.4% |
| $50,000 to $59,999 | 10 | 6.3% |
| $60,000 to $69,999 | 15 | 9.4% |
| $70,000 to $79,999 | 10 | 6.3% |
| $80,000 to $89,999 | 10 | 6.3% |
| $90,000 to $99,999 | 10 | 6.3% |
| $100,000 to $124,999 | 15 | 9.4% |
| $125,000 to $149,999 | 10 | 6.3% |
| $150,000 to $199,999 | 20 | 12.5% |
| $200,000 and over | 10 | 6.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,180
Principal and interest
Calculated estimate
$3,788
Property tax
Calculated estimate
$242/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$819,000
Down payment
Calculated estimate
$163,800 (20%)
Estimated mortgage
Calculated estimate
$655,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,180
/mo
Rate
%
Amortization
Principal and interest
$3,788
Property tax (est.)
$242
P&I
Tax
Down payment
$163,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $163,800 down (20%) on $819,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.4661 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
