Merritt · V1K1B8
$5,679/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Discover the beauty of the Nicola Valley with this exceptional horse property offering 23.20 acres along the scenic Coldwater River valley. This spacious 3 bedroom, 3 bathrooms home showcases breathtaking valley views and a warm, inviting open concept layout perfect for both everyday living and entertaining. the main living area flows seamlessly from the kitchen to the living room, creating a bright and welcoming space for family and guests. Downstairs, the fully finished basement is designed for relaxation and hosting, complete with a wet bar and convenient access to an outdoor hot tub. There is a drilled well and a shallow well plus a hay storage shed and a tack shed. For those needing workspace or storage, the impressive shop features 13 ft ceilings, a gas heater and an exhaust system, ideal for a variety of uses. also comes with a hoist for the handyman/mechanic. Located just 10 minutes from Merritt and within the Merritt Fire District, this property combines rural tranquility with practical convenience. Zoned RL-1. A rare opportunity to own a versatile horse acreage in one of the Nicola Valley's most picturesque settings.
3
Beds
2,035 ft²
Floor area
1994
Year built
Single Family
Type
Merritt
Area
Listed
April 10, 2026
Nearby & Commute
1h 12m
walk to Save-On-Foods
5h 48m
bike to Ebus
19h 18m
walk to Ebus
7h 31m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 61%
| Detached | 41 | 61.2% |
| Land | 13 | 19.4% |
| Mobile home | 5 | 7.5% |
| Townhouse | 3 | 4.5% |
| Duplex | 2 | 3.0% |
| Other | 3 | 4.5% |
| $20,000 to $24,999 | 5 | 3.6% |
| $30,000 to $34,999 | 5 | 3.6% |
| $35,000 to $39,999 | 10 | 7.1% |
| $45,000 to $49,999 | 10 | 7.1% |
| $50,000 to $59,999 | 20 | 14.3% |
| $60,000 to $69,999 | 10 | 7.1% |
| $70,000 to $79,999 | 10 | 7.1% |
| $80,000 to $89,999 | 10 | 7.1% |
| $90,000 to $99,999 | 10 | 7.1% |
| $100,000 to $124,999 | 10 | 7.1% |
| $125,000 to $149,999 | 15 | 10.7% |
| $150,000 to $199,999 | 15 | 10.7% |
| $200,000 and over | 10 | 7.1% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,679
Principal and interest
Calculated estimate
$5,204
Property tax
Calculated estimate
$325/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,125,000
Down payment
Calculated estimate
$225,000 (20%)
Estimated mortgage
Calculated estimate
$900,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,679
/mo
Rate
%
Amortization
Principal and interest
$5,204
Property tax (est.)
$325
P&I
Tax
Down payment
$225,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $225,000 down (20%) on $1,125,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 7.4895 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
