Lumby · V0E2E6
$7,672/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Once-in-a-Lifetime Lakefront Property This is more than just a home—it’s a place where legacies are created, memories are made, and life slowsdown. Welcome to your private lakeside retreat, where over 100 feet of your own sandy beach land stunning panoramic lake views set the stagefor the ultimate family getaway or dream residence. Whether you're looking to create a multi-generational vacation home or capitalize on anexceptional investment opportunity, this property delivers. With a proven track record as a high-demand Airbnb rental, this home has thepotential to generate amazing ROI while giving you and your loved ones a magical escape whenever you desire. Step inside to soaring vaultedceilings and a wall of windows that frame the lake from almost every room. With 4 bedrooms and 3 full bathrooms, the unique layout includesone bedroom on the main floor, a bedroom and loft upstairs, and two more bedrooms downstairs—perfect for hosting family, friends, or guests.The expansive wrap-around deck invites entertaining, while the beachfront gazebo and BBQ area elevate lakeside living. Enjoy year-roundadventure right from your doorstep—world-class fishing, water sports, hiking, hunting, snowshoeing, and cross-country skiing are all withinreach. You’re just minutes away from a nearby golf course and the local airport by water. Located only 35km from Lumby and just 50 minutesfrom Vernon, this rare gem offers the perfect mix of seclusion and accessibility.
4
Beds
2,361 ft²
Floor area
1996
Year built
Single Family
Type
Lumby Valley
Area
Listed
June 1, 2026
No strata fee (freehold/non-strata). Property tax $1800/yr (0.118% of list price vs 0.30% norm). Typical owner in North Okanagan D pays $1,130/mo (Census 2021).
Nearby & Commute
7h 26m
walk to Super A Foods
4h 27m
bike to Three Valley
14h 48m
walk to Three Valley
13h 36m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 71%
| Detached | 5 | 71.4% |
| Land | 1 | 14.3% |
| Other | 1 | 14.3% |
| $20,000 to $24,999 | 10 | 7.4% |
| $25,000 to $29,999 | 10 | 7.4% |
| $30,000 to $34,999 | 15 | 11.1% |
| $35,000 to $39,999 | 5 | 3.7% |
| $40,000 to $44,999 | 5 | 3.7% |
| $45,000 to $49,999 | 5 | 3.7% |
| $50,000 to $59,999 | 10 | 7.4% |
| $60,000 to $69,999 | 10 | 7.4% |
| $70,000 to $79,999 | 10 | 7.4% |
| $80,000 to $89,999 | 5 | 3.7% |
| $90,000 to $99,999 | 5 | 3.7% |
| $100,000 to $124,999 | 20 | 14.8% |
| $125,000 to $149,999 | 10 | 7.4% |
| $150,000 to $199,999 | 10 | 7.4% |
| $200,000 and over | 5 | 3.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,672
Principal and interest
Calculated estimate
$7,072
Property tax
Calculated estimate
$450/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,529,000
Down payment
Calculated estimate
$305,800 (20%)
Estimated mortgage
Calculated estimate
$1,223,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$7,672
/mo
Rate
%
Amortization
Principal and interest
$7,072
Property tax (est.)
$450
P&I
Tax
Down payment
$305,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $305,800 down (20%) on $1,529,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
