Ladysmith · V9G1X1
$4,037/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Set on a private and beautifully landscaped 3/4 acre property just minutes from town, this well-maintained and comfortable home offers the perfect blend of tranquility, convenience, and future potential. Tucked away on a no-thru road, the property enjoys a peaceful setting with lovely ocean views, mature gardens, and a stunning pond feature creating a true West Coast retreat. The solid home move in ready, features a heat pump for year-round comfort, a durable metal roof, and a spacious covered deck where you can relax and take in the views in every season. A detached wood workshop provides excellent space for hobbies, projects, or storage. You'll love the excellent RV parking with own entrance that can accommodate multiple units. The lower level was formerly approved for commercial kitchen use, offering exciting possibilities for home-based business ventures or additional workspace. With city services available, plus a great well, and development potential, this property presents a rare opportunity for both homeowners and investors alike. Outdoor enthusiasts will appreciate the easy access to Stocking Creek Trail and the beach just a 5-minute walk away. A unique offering with privacy, natural beauty, and endless possibilities in a convenient location.
3
Beds
1,880 ft²
Floor area
1945
Year built
Single Family
Type
Ladysmith
Area
Listed
May 14, 2026
$849,900 is 17.6% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
21 min
walk to Save-On-Foods
1h 32m
bike to Alderlea Station
5h 5m
walk to Alderlea Station
2h 25m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 58%
| Detached | 45 | 57.7% |
| Land | 25 | 32.1% |
| Condo / Apartment | 5 | 6.4% |
| Duplex | 1 | 1.3% |
| Mobile home | 1 | 1.3% |
| Other | 1 | 1.3% |
| Under $5,000 | 5 | 2.3% |
| $15,000 to $19,999 | 10 | 4.7% |
| $20,000 to $24,999 | 10 | 4.7% |
| $30,000 to $34,999 | 5 | 2.3% |
| $35,000 to $39,999 | 5 | 2.3% |
| $40,000 to $44,999 | 10 | 4.7% |
| $45,000 to $49,999 | 10 | 4.7% |
| $50,000 to $59,999 | 15 | 7.0% |
| $60,000 to $69,999 | 20 | 9.3% |
| $70,000 to $79,999 | 15 | 7.0% |
| $80,000 to $89,999 | 15 | 7.0% |
| $90,000 to $99,999 | 10 | 4.7% |
| $100,000 to $124,999 | 20 | 9.3% |
| $125,000 to $149,999 | 25 | 11.6% |
| $150,000 to $199,999 | 20 | 9.3% |
| $200,000 and over | 20 | 9.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,037
Principal and interest
Calculated estimate
$3,654
Property tax
Calculated estimate
$233/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$789,900
Down payment
Calculated estimate
$157,980 (20%)
Estimated mortgage
Calculated estimate
$631,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,037
/mo
Rate
%
Amortization
Principal and interest
$3,654
Property tax (est.)
$233
P&I
Tax
Down payment
$157,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $157,980 down (20%) on $789,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
