Vernon · V1T1H7
$3,197/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Perfect Family Home with Mortgage Helper & Development Potential in Mission Hill! Welcome to your new home in the heart of Vernon’s desirable Mission Hill neighborhood! This solid and spacious 2,700+ sq. ft. home offers the ideal setup for families and investors looking for comfort, convenience, and long-term value. Exceptionally located for ultimate convenience, you are just minutes from local schools, Vernon Jubilee Hospital, parks, and shopping centers, making everyday living a breeze. The main floor features a bright and functional layout with two bedrooms, a full bath, kitchen, dedicated laundry room, and a spacious deck with beautiful valley views—perfect for relaxing or outdoor BBQs. Downstairs boasts a fully self-contained two-bedroom suite with its own separate entrance, full kitchen, and private laundry, making it an ideal mortgage helper, secondary suite for extended family, or guest accommodation. Zoned MUS (Mixed Use Secondary), this property offers exciting options for future development, business, or investment potential! Additional highlights include a new roof (2022), hot water tank (2023), two separate hydro meters for added convenience, and an over 0.21-acre (9,000+ sq. ft.) flat lot with no large trees that is low-maintenance and easy to care for. Whether you are looking for a practical family residence with rental income or a home with outstanding development potential, this property is a rare find in a prime community setting!
4
Beds
2,793 ft²
Floor area
1972
Year built
Single Family
Type
Mission Hill
Area
Listed
July 31, 2026
Nearby & Commute
14 min
walk to Canadian Wholesale Club
3h 23m
bike to Orchard Park Exchange
11h 16m
walk to Orchard Park Exchange
11h 49m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 33%
| Detached | 100 | 33.4% |
| Townhouse | 63 | 21.1% |
| Condo / Apartment | 44 | 14.7% |
| Duplex | 30 | 10.0% |
| Land | 23 | 7.7% |
| Other | 39 | 13.0% |
| $15,000 to $19,999 | 5 | 2.6% |
| $20,000 to $24,999 | 5 | 2.6% |
| $25,000 to $29,999 | 5 | 2.6% |
| $30,000 to $34,999 | 10 | 5.1% |
| $35,000 to $39,999 | 15 | 7.7% |
| $40,000 to $44,999 | 5 | 2.6% |
| $45,000 to $49,999 | 10 | 5.1% |
| $50,000 to $59,999 | 20 | 10.3% |
| $60,000 to $69,999 | 15 | 7.7% |
| $70,000 to $79,999 | 15 | 7.7% |
| $80,000 to $89,999 | 15 | 7.7% |
| $90,000 to $99,999 | 10 | 5.1% |
| $100,000 to $124,999 | 25 | 12.8% |
| $125,000 to $149,999 | 20 | 10.3% |
| $150,000 to $199,999 | 15 | 7.7% |
| $200,000 and over | 5 | 2.6% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,197
Principal and interest
Calculated estimate
$2,863
Property tax
Calculated estimate
$183/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$619,000
Down payment
Calculated estimate
$123,800 (20%)
Estimated mortgage
Calculated estimate
$495,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,197
/mo
Rate
%
Amortization
Principal and interest
$2,863
Property tax (est.)
$183
P&I
Tax
Down payment
$123,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $123,800 down (20%) on $619,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.5698 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Daily mean across the year.
On the drier side for BC.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
