Merritt · V1K1N4
$2,406/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Tucked away along the peaceful banks of Guichon Creek, this 2.109-acre property in Lower Nicola offers a rare blend of privacy, natural beauty, and convenience. Set in a quiet, serene setting, this well-desired parcel features a 1,765 sq. ft. home ready for a new owner to bring their vision and finishing ideas to life. A standout feature of the property is the impressive 60’ x 30’ shop, complete with three-phase power, offering excellent potential for a variety of uses. Enjoy the soothing sounds of the creek and the feeling of seclusion, all while being just a 10-minute drive to the City of Merritt. This hidden gem is full of potential for the right buyer seeking space, privacy, and opportunity. All showings must be pre-booked; please do not walk the property without a confirmed appointment. Contact the listing agent for further details or to schedule your private showing.
3
Beds
1,765 ft²
Floor area
1997
Year built
Single Family
Type
Merritt
Area
Listed
May 27, 2026
$459,000 is 55.5% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
2h 5m
walk to Save-On-Foods
5h 25m
bike to Ebus
18h
walk to Ebus
7h 29m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 65%
| Detached | 50 | 64.9% |
| Land | 12 | 15.6% |
| Mobile home | 7 | 9.1% |
| Other | 3 | 3.9% |
| Townhouse | 3 | 3.9% |
| Other | 2 | 2.6% |
| Under $5,000 | 5 | 1.8% |
| $10,000 to $14,999 | 5 | 1.8% |
| $20,000 to $24,999 | 15 | 5.4% |
| $25,000 to $29,999 | 10 | 3.6% |
| $30,000 to $34,999 | 20 | 7.1% |
| $35,000 to $39,999 | 10 | 3.6% |
| $40,000 to $44,999 | 10 | 3.6% |
| $45,000 to $49,999 | 10 | 3.6% |
| $50,000 to $59,999 | 20 | 7.1% |
| $60,000 to $69,999 | 20 | 7.1% |
| $70,000 to $79,999 | 20 | 7.1% |
| $80,000 to $89,999 | 10 | 3.6% |
| $90,000 to $99,999 | 15 | 5.4% |
| $100,000 to $124,999 | 30 | 10.7% |
| $125,000 to $149,999 | 20 | 7.1% |
| $150,000 to $199,999 | 40 | 14.3% |
| $200,000 and over | 20 | 7.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,406
Principal and interest
Calculated estimate
$2,123
Property tax
Calculated estimate
$133/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$459,000
Down payment
Calculated estimate
$91,800 (20%)
Estimated mortgage
Calculated estimate
$367,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,406
/mo
Rate
%
Amortization
Principal and interest
$2,123
Property tax (est.)
$133
P&I
Tax
Down payment
$91,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $91,800 down (20%) on $459,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 7.4895 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
