Terrace · V8G3V1
$2,364/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Looking for space but right in town? This 2 bedroom rancher with full basement is situated on just under 1 acre of land with a large detached, wired heated shop, and other outbuildings for storage. The home features a white eat in kitchen with a classic wood cook stove. The primary bedroom is large and features a half bath ensuite. Downstairs has lots of potential for adding additional living space with 9ft ceilings! The yard has plenty of space to enjoy with almost 1/3 being still fully treed with mature timber. Properties like this don't come available very often and this one will not last long!
2
Beds
840 ft²
Floor area
9999
Year built
Single Family
Type
Listed
May 14, 2026
$565/sqft vs area comp median $653/sqft (13.4% below, 20 comps). ⚠ Comp set is older than 60 days. Used area-level comps (sub-area had <5 matches).
Nearby & Commute
37 min
walk to Walmart Supercentre
13 min
bike to Terrace (Kitimat)
44 min
walk to Terrace (Kitimat)
27h 36m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 44%
| Detached | 15 | 44.1% |
| Mobile home | 11 | 32.4% |
| Land | 7 | 20.6% |
| Townhouse | 1 | 2.9% |
| $20,000 to $24,999 | 5 | 3.4% |
| $25,000 to $29,999 | 10 | 6.9% |
| $30,000 to $34,999 | 5 | 3.4% |
| $35,000 to $39,999 | 5 | 3.4% |
| $40,000 to $44,999 | 5 | 3.4% |
| $45,000 to $49,999 | 5 | 3.4% |
| $50,000 to $59,999 | 5 | 3.4% |
| $60,000 to $69,999 | 10 | 6.9% |
| $70,000 to $79,999 | 10 | 6.9% |
| $80,000 to $89,999 | 10 | 6.9% |
| $90,000 to $99,999 | 10 | 6.9% |
| $100,000 to $124,999 | 20 | 13.8% |
| $125,000 to $149,999 | 20 | 13.8% |
| $150,000 to $199,999 | 15 | 10.3% |
| $200,000 and over | 10 | 6.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,364
Principal and interest
Calculated estimate
$2,081
Property tax
Calculated estimate
$133/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$449,900
Down payment
Calculated estimate
$89,980 (20%)
Estimated mortgage
Calculated estimate
$359,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,364
/mo
Rate
%
Amortization
Principal and interest
$2,081
Property tax (est.)
$133
P&I
Tax
Down payment
$89,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $89,980 down (20%) on $449,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 8.0529 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
