Ladysmith · V9G1B7
$3,491/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Charming split level home backing onto Ladysmith Golf Course. This well maintained 3 bedroom, 2 bath home offers a new heat pump installed in 2025, new windows, RV parking, in/out half circle driveway, private landscape, and newer appliances. The lovely back yard offers plenty of privacy, overlooking Holland Creek and the golf course, as well as a beautiful nature landscape; great for bird watching and basking in the summer shade. Large sundeck accesses spacious garden shed / workspace, and enjoy a 5 minute walk to Ladysmith's world famous walking trailsbacking onto creek with mature trees. Walking distance to shopping mall, downtown amenities, bus routes, and everything Ladysmith has to offer!
3
Beds
1,495 ft²
Floor area
1974
Year built
Single Family
Type
Ladysmith
Area
Listed
March 22, 2026
$679,000 is 58.8% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
6 min
walk to Save-On-Foods
1h 36m
bike to Alderlea Station
5h 20m
walk to Alderlea Station
2h 26m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 55%
| Detached | 48 | 55.2% |
| Land | 24 | 27.6% |
| Townhouse | 6 | 6.9% |
| Condo / Apartment | 5 | 5.7% |
| Duplex | 2 | 2.3% |
| Other | 2 | 2.3% |
| $20,000 to $24,999 | 15 | 5.0% |
| $25,000 to $29,999 | 10 | 3.3% |
| $30,000 to $34,999 | 10 | 3.3% |
| $35,000 to $39,999 | 5 | 1.7% |
| $40,000 to $44,999 | 10 | 3.3% |
| $45,000 to $49,999 | 15 | 5.0% |
| $50,000 to $59,999 | 15 | 5.0% |
| $60,000 to $69,999 | 25 | 8.3% |
| $70,000 to $79,999 | 25 | 8.3% |
| $80,000 to $89,999 | 10 | 3.3% |
| $90,000 to $99,999 | 15 | 5.0% |
| $100,000 to $124,999 | 40 | 13.3% |
| $125,000 to $149,999 | 55 | 18.3% |
| $150,000 to $199,999 | 30 | 10.0% |
| $200,000 and over | 20 | 6.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,491
Principal and interest
Calculated estimate
$3,141
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$679,000
Down payment
Calculated estimate
$135,800 (20%)
Estimated mortgage
Calculated estimate
$543,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,491
/mo
Rate
%
Amortization
Principal and interest
$3,141
Property tax (est.)
$200
P&I
Tax
Down payment
$135,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $135,800 down (20%) on $679,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
