3973 Cove Road
Ladysmith · V9G1K5
$23,753/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Ladysmith · V9G1K5
$23,753/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Welcome to a truly exceptional coastal retreat, where luxury, craftsmanship, and lifestyle come together seamlessly. Ideally located just 10 minutes from the airport and 25 minutes to the ferry, this spectacular 6,000 sq ft residence offers both convenience and serene waterfront living. No detail has been overlooked and no expense spared in the finishing of this remarkable home. From the moment you enter, you’ll be captivated by the quality of materials and thoughtful design throughout. The dream kitchen is a standout, featuring rich walnut and birch cabinetry, premium appliances, and a fully equipped butler’s pantry—perfect for entertaining on any scale.Designed for comfort and enjoyment, the home opens onto a massive entertainment deck complete with a swim spa, creating the ultimate indoor-outdoor lifestyle. Step beyond to enjoy excellent beach access leading to the calm, protected waters of beautiful Evening Cove—ideal for swimming, kayaking, and peaceful relaxation. This property also includes a fully legal suite, offering flexibility for guests, extended family, or additional income potential. Built for peace of mind as well as luxury, the home features a durable 50-year fire-rated roof, 400 amp electrical service, and a backup generator to ensure year-round reliability. Set in an area of high-quality, inclusive homes, this property offers not just a residence, but a lifestyle—where natural beauty, privacy, and refined living meet. A rare opportunity to own a stunning waterfront home in a truly special location.
5
Beds
6,019 ft²
Floor area
2022
Year built
Single Family
Type
Ladysmith
Area
Listed
July 24, 2026
Nearby & Commute
39 min
walk to Save-On-Foods
1h 38m
bike to Alderlea Station
5h 26m
walk to Alderlea Station
2h 19m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 70%
| Detached | 32 | 69.6% |
| Land | 10 | 21.7% |
| Condo / Apartment | 2 | 4.3% |
| Duplex | 1 | 2.2% |
| Townhouse | 1 | 2.2% |
| $20,000 to $24,999 | 5 | 2.0% |
| $25,000 to $29,999 | 5 | 2.0% |
| $30,000 to $34,999 | 5 | 2.0% |
| $35,000 to $39,999 | 10 | 4.1% |
| $40,000 to $44,999 | 5 | 2.0% |
| $45,000 to $49,999 | 10 | 4.1% |
| $50,000 to $59,999 | 15 | 6.1% |
| $60,000 to $69,999 | 20 | 8.2% |
| $70,000 to $79,999 | 20 | 8.2% |
| $80,000 to $89,999 | 15 | 6.1% |
| $90,000 to $99,999 | 10 | 4.1% |
| $100,000 to $124,999 | 40 | 16.3% |
| $125,000 to $149,999 | 25 | 10.2% |
| $150,000 to $199,999 | 30 | 12.2% |
| $200,000 and over | 30 | 12.2% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$23,753
Principal and interest
Calculated estimate
$22,203
Property tax
Calculated estimate
$1,400/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$4,800,000
Down payment
Calculated estimate
$960,000 (20%)
Estimated mortgage
Calculated estimate
$3,840,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$23,753
/mo
Rate
%
Amortization
Principal and interest
$22,203
Property tax (est.)
$1,400
P&I
Tax
Down payment
$960,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $960,000 down (20%) on $4,800,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.