Ladysmith · V9G1V4
$4,571/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Positioned to take full advantage of beautiful ocean, harbour, and mountain views, this 4-bed, 3-bath home sits on nearly half an acre in a peaceful Ladysmith setting. Updates to the kitchen, dining room, and living room have refreshed the heart of the home, creating comfortable spaces for everyday living. Large windows bring in natural light while capturing the impressive views beyond. Outside, there is ample room to relax, garden, entertain, and enjoy the surrounding scenery. A double garage offers space for vehicles, storage, or recreational gear. Natural gas forced-air heating provides year-round comfort, and the roof is approximately one year old. With the Heart Lake and Holland Creek trail network right next door, outdoor recreation is just steps away. The lower level includes an unauthorized suite, offering excellent mortgage-helper potential. A spacious home, beautiful views, and a fantastic location. Measurements by Proper Measure, buyer to verify if important
4
Beds
2,261 ft²
Floor area
1969
Year built
Single Family
Type
Ladysmith
Area
Listed
August 19, 2026
Nearby & Commute
11 min
walk to Save-On-Foods
1h 35m
bike to Alderlea Station
5h 15m
walk to Alderlea Station
2h 26m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 54%
| Detached | 48 | 53.9% |
| Land | 25 | 28.1% |
| Townhouse | 6 | 6.7% |
| Condo / Apartment | 5 | 5.6% |
| Duplex | 2 | 2.2% |
| Other | 3 | 3.4% |
| $20,000 to $24,999 | 15 | 5.0% |
| $25,000 to $29,999 | 10 | 3.3% |
| $30,000 to $34,999 | 10 | 3.3% |
| $35,000 to $39,999 | 5 | 1.7% |
| $40,000 to $44,999 | 10 | 3.3% |
| $45,000 to $49,999 | 15 | 5.0% |
| $50,000 to $59,999 | 15 | 5.0% |
| $60,000 to $69,999 | 25 | 8.3% |
| $70,000 to $79,999 | 25 | 8.3% |
| $80,000 to $89,999 | 10 | 3.3% |
| $90,000 to $99,999 | 15 | 5.0% |
| $100,000 to $124,999 | 40 | 13.3% |
| $125,000 to $149,999 | 55 | 18.3% |
| $150,000 to $199,999 | 30 | 10.0% |
| $200,000 and over | 20 | 6.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,571
Principal and interest
Calculated estimate
$4,163
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$899,900
Down payment
Calculated estimate
$179,980 (20%)
Estimated mortgage
Calculated estimate
$719,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,571
/mo
Rate
%
Amortization
Principal and interest
$4,163
Property tax (est.)
$258
P&I
Tax
Down payment
$179,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,980 down (20%) on $899,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
