Ladysmith · V9G1Y5
$5,063/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to Saltair Oceanfront Estates, an exclusive gated community of just 16 executive homes.This stunning home built in 2018, offers 2 bedrooms, 2 flex rooms, 3 bathrooms and 2294 sq. ft of thoughtfully designed living space with breathtaking ocean views.Relax by the natural gas fireplace , entertain in the gourmet kitchen with upgraded stainless steel appliances and gas range, or unwind on the balcony with ocean views, whales and eagles.The spacious primary suite features a spa-inspired 5-piece ensuite and walk in closet.Two additional flex rooms provide endless possibilities for guests, office , gym, or hobby space. Features include maple cabinetry, wide plank flooring ,heat pump, gas furnace, hot water on demand, BI Vacuum, and designer lighting. Beach access below allows for kayaking while nearby trails connect to stocking creek and beyond.Centrally located between Ladysmith and Chemainus. 20 minutes to Nanaimo and Duncan. 10 minutes to airport. Stunning home and great value!
2
Beds
2,348 ft²
Floor area
2018
Year built
Single Family
Type
Ladysmith
Area
Listed
May 8, 2026
$1,149,000 is 11.4% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
28 min
walk to Save-On-Foods
1h 30m
bike to Alderlea Station
5h 1m
walk to Alderlea Station
2h 24m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 58%
| Detached | 43 | 58.1% |
| Land | 25 | 33.8% |
| Condo / Apartment | 3 | 4.1% |
| Duplex | 1 | 1.4% |
| Mobile home | 1 | 1.4% |
| Other | 1 | 1.4% |
| $10,000 to $14,999 | 10 | 2.8% |
| $20,000 to $24,999 | 15 | 4.2% |
| $25,000 to $29,999 | 10 | 2.8% |
| $30,000 to $34,999 | 15 | 4.2% |
| $35,000 to $39,999 | 15 | 4.2% |
| $40,000 to $44,999 | 5 | 1.4% |
| $45,000 to $49,999 | 10 | 2.8% |
| $50,000 to $59,999 | 25 | 6.9% |
| $60,000 to $69,999 | 35 | 9.7% |
| $70,000 to $79,999 | 45 | 12.5% |
| $80,000 to $89,999 | 25 | 6.9% |
| $90,000 to $99,999 | 20 | 5.6% |
| $100,000 to $124,999 | 50 | 13.9% |
| $125,000 to $149,999 | 20 | 5.6% |
| $150,000 to $199,999 | 35 | 9.7% |
| $200,000 and over | 25 | 6.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,063
Principal and interest
Calculated estimate
$4,621
Property tax
Calculated estimate
$292/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$999,000
Down payment
Calculated estimate
$199,800 (20%)
Estimated mortgage
Calculated estimate
$799,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,063
/mo
Rate
%
Amortization
Principal and interest
$4,621
Property tax (est.)
$292
P&I
Tax
Down payment
$199,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $199,800 down (20%) on $999,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
