Ladysmith · V9G1T4
$3,293/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
A little history, a little personality…and a LOT of potential. There is excellent value in this charming Ladysmith character home, ideal for a buyer with a Pinterest folder ready for action! Sunny and south-facing, this home features 2 bedrooms (potential for a 3rd down), quaint cove ceilings, a sun soaked maple kitchen with bright breakfast nook, vinyl frame windows, natural gas forced-air furnace and updated plumbing and electrical. Outside, a spacious deck, fully fenced yard, carport and alley access for extra parking AND room for the RV. Further development could be done, to truly make this space your own. Set in a quiet, desirable Ladysmith neighbourhood, bring the sparkle and turn a well-loved character home into something special. See you soon!
2
Beds
850 ft²
Floor area
1950
Year built
Single Family
Type
Ladysmith
Area
Listed
August 24, 2026
Nearby & Commute
15 min
walk to Country Grocer
1h 34m
bike to Duke Point (Foot Access)
5h 14m
walk to Duke Point (Foot Access)
2h 26m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 48%
| Detached | 44 | 47.8% |
| Land | 25 | 27.2% |
| Townhouse | 11 | 12.0% |
| Condo / Apartment | 5 | 5.4% |
| Duplex | 2 | 2.2% |
| Other | 5 | 5.4% |
| $10,000 to $14,999 | 5 | 1.9% |
| $15,000 to $19,999 | 10 | 3.8% |
| $20,000 to $24,999 | 25 | 9.6% |
| $25,000 to $29,999 | 10 | 3.8% |
| $30,000 to $34,999 | 20 | 7.7% |
| $35,000 to $39,999 | 15 | 5.8% |
| $40,000 to $44,999 | 20 | 7.7% |
| $45,000 to $49,999 | 10 | 3.8% |
| $50,000 to $59,999 | 20 | 7.7% |
| $60,000 to $69,999 | 25 | 9.6% |
| $70,000 to $79,999 | 10 | 3.8% |
| $80,000 to $89,999 | 10 | 3.8% |
| $90,000 to $99,999 | 15 | 5.8% |
| $100,000 to $124,999 | 30 | 11.5% |
| $125,000 to $149,999 | 20 | 7.7% |
| $150,000 to $199,999 | 10 | 3.8% |
| $200,000 and over | 5 | 1.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,293
Principal and interest
Calculated estimate
$2,960
Property tax
Calculated estimate
$183/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$639,900
Down payment
Calculated estimate
$127,980 (20%)
Estimated mortgage
Calculated estimate
$511,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,293
/mo
Rate
%
Amortization
Principal and interest
$2,960
Property tax (est.)
$183
P&I
Tax
Down payment
$127,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $127,980 down (20%) on $639,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
