Ladysmith · V9G1T4
$4,222/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Two homes, one property, and plenty of possibilities. This exceptional opportunity offers a rare combination of versatility, flexibility, and opportunity, with two separate homes on one parcel. Ideal for multi-generational living, extended family, guests, or rental income, this property provides options that are difficult to find. The primary residence character home offers 2 bedrooms and 1 bathroom as well as an unfinished basement, while the second rancher style home, built in 2019 & tenanted provides one bedroom and one bathroom, complete with new home warranty coverage. Both residences feature durable concrete board siding, vinyl thermal windows, and electric baseboard heating. The primary home is fitted with PEX plumbing, upgraded electrical service & approx. 2014 roof. Enjoy two independent fenced yards, covered patios and porches, mature cherry trees, and ample parking. The location is hard to beat, with all levels of school, downtown shopping, the recreation centre, and the Holland Creek trails all within walking distance. Whether you are looking for a flexible family property, additional accommodation, rental potential, or simply the opportunity to make the character home your own, this property delivers outstanding possibilities in a highly convenient Ladysmith location. Measurements are approx. verify if important. Don’t miss out on this gem. Check it out today!
3
Beds
946 ft²
Floor area
1920
Year built
Single Family
Type
Ladysmith
Area
Listed
August 21, 2026
Nearby & Commute
8 min
walk to Country Grocer
1h 32m
bike to Duke Point (Foot Access)
5h 6m
walk to Duke Point (Foot Access)
2h 26m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 46%
| Detached | 41 | 46.1% |
| Land | 23 | 25.8% |
| Townhouse | 11 | 12.4% |
| Condo / Apartment | 5 | 5.6% |
| Mobile home | 5 | 5.6% |
| Other | 4 | 4.5% |
| $20,000 to $24,999 | 15 | 6.3% |
| $25,000 to $29,999 | 10 | 4.2% |
| $30,000 to $34,999 | 5 | 2.1% |
| $35,000 to $39,999 | 10 | 4.2% |
| $40,000 to $44,999 | 10 | 4.2% |
| $45,000 to $49,999 | 5 | 2.1% |
| $50,000 to $59,999 | 25 | 10.4% |
| $60,000 to $69,999 | 20 | 8.3% |
| $70,000 to $79,999 | 15 | 6.3% |
| $80,000 to $89,999 | 25 | 10.4% |
| $90,000 to $99,999 | 20 | 8.3% |
| $100,000 to $124,999 | 35 | 14.6% |
| $125,000 to $149,999 | 20 | 8.3% |
| $150,000 to $199,999 | 20 | 8.3% |
| $200,000 and over | 5 | 2.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,222
Principal and interest
Calculated estimate
$3,830
Property tax
Calculated estimate
$242/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$828,000
Down payment
Calculated estimate
$165,600 (20%)
Estimated mortgage
Calculated estimate
$662,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,222
/mo
Rate
%
Amortization
Principal and interest
$3,830
Property tax (est.)
$242
P&I
Tax
Down payment
$165,600 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $165,600 down (20%) on $828,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
