Ladysmith · V9G1V3
$5,802/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Located in sought-after Ladysmith, this spacious 5 bed + den, 3 bath home offers flexible living with beautiful ocean views and a versatile layout. The entry level main floor features 3 bedrooms and 2 bathrooms, including a bright primary suite with ocean views and an ensuite. The open concept kitchen, living, and dining area opens onto a large covered deck running the full length of the home, ideal for year-round enjoyment. Downstairs offers a well planned 2 bed + den, 1 bath legal suite with private main level entrance from the front of the home, making an excellent mortgage helper. The fully fenced private backyard includes an outdoor kitchen and access to the impressive 1,248 sq ft detached shop with space for up to 5 vehicles. A heat pump provides efficient comfort, and a Generac generator is wired into the home for added peace of mind. Data and measurements are approximate. Verify if important.
5
Beds
2,818 ft²
Floor area
2013
Year built
Single Family
Type
Ladysmith
Area
Listed
April 10, 2026
$1,149,900 is 11.5% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
10 min
walk to Save-On-Foods
1h 35m
bike to Alderlea Station
5h 15m
walk to Alderlea Station
2h 26m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 54%
| Detached | 49 | 54.4% |
| Land | 25 | 27.8% |
| Townhouse | 6 | 6.7% |
| Condo / Apartment | 5 | 5.6% |
| Duplex | 2 | 2.2% |
| Other | 3 | 3.3% |
| $20,000 to $24,999 | 5 | 1.8% |
| $25,000 to $29,999 | 10 | 3.5% |
| $30,000 to $34,999 | 15 | 5.3% |
| $35,000 to $39,999 | 5 | 1.8% |
| $40,000 to $44,999 | 10 | 3.5% |
| $45,000 to $49,999 | 10 | 3.5% |
| $50,000 to $59,999 | 10 | 3.5% |
| $60,000 to $69,999 | 20 | 7.0% |
| $70,000 to $79,999 | 20 | 7.0% |
| $80,000 to $89,999 | 30 | 10.5% |
| $90,000 to $99,999 | 15 | 5.3% |
| $100,000 to $124,999 | 45 | 15.8% |
| $125,000 to $149,999 | 30 | 10.5% |
| $150,000 to $199,999 | 35 | 12.3% |
| $200,000 and over | 25 | 8.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,802
Principal and interest
Calculated estimate
$5,319
Property tax
Calculated estimate
$333/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,149,900
Down payment
Calculated estimate
$229,980 (20%)
Estimated mortgage
Calculated estimate
$919,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,802
/mo
Rate
%
Amortization
Principal and interest
$5,319
Property tax (est.)
$333
P&I
Tax
Down payment
$229,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $229,980 down (20%) on $1,149,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
