Penticton · V2A1G5
$3,096/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Just two blocks from Okanagan Lake, this charming 3-bedroom detached home offers the perfect blend of lifestyle and convenience. Ideally located within walking distance to restaurants, brew pubs, the popular farmers market, and the sandy shores of Okanagan Beach, you’ll love being in the heart of it all. The home has seen numerous upgrades over the years including updated windows, a refreshed kitchen, and stainless steel appliances & newer A/C making it move-in ready or a solid investment opportunity. The spacious rear yard provides plenty of room for outdoor enjoyment and is ideal for pet owners. A detached wired garage/studio offers great flexibility perfect for a workshop, hobby space, or additional storage. Excellent tenants are currently in place on a month-to-month tenancy, providing immediate rental income with future flexibility.
3
Beds
1,431 ft²
Floor area
1950
Year built
Single Family
Type
Main North
Area
Listed
February 24, 2026
$679,000 is 34.2% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
17 min
walk to Quality Greens
1h 4m
bike to Prairie Valley Station
3h 33m
walk to Prairie Valley Station
10h 13m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 41%
| Detached | 91 | 41.4% |
| Condo / Apartment | 51 | 23.2% |
| Townhouse | 24 | 10.9% |
| Duplex | 23 | 10.5% |
| Land | 11 | 5.0% |
| Other | 20 | 9.1% |
| $15,000 to $19,999 | 5 | 2.9% |
| $20,000 to $24,999 | 10 | 5.7% |
| $25,000 to $29,999 | 5 | 2.9% |
| $30,000 to $34,999 | 5 | 2.9% |
| $35,000 to $39,999 | 15 | 8.6% |
| $40,000 to $44,999 | 5 | 2.9% |
| $45,000 to $49,999 | 10 | 5.7% |
| $50,000 to $59,999 | 15 | 8.6% |
| $60,000 to $69,999 | 15 | 8.6% |
| $70,000 to $79,999 | 10 | 5.7% |
| $80,000 to $89,999 | 10 | 5.7% |
| $90,000 to $99,999 | 20 | 11.4% |
| $100,000 to $124,999 | 20 | 11.4% |
| $125,000 to $149,999 | 20 | 11.4% |
| $150,000 to $199,999 | 5 | 2.9% |
| $200,000 and over | 5 | 2.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,096
Principal and interest
Calculated estimate
$2,771
Property tax
Calculated estimate
$175/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$599,000
Down payment
Calculated estimate
$119,800 (20%)
Estimated mortgage
Calculated estimate
$479,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,096
/mo
Rate
%
Amortization
Principal and interest
$2,771
Property tax (est.)
$175
P&I
Tax
Down payment
$119,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $119,800 down (20%) on $599,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
