Merritt · V0K1Y0
$3,049/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
This well-maintained family home has been lovingly cared for over the years and is now ready to welcome a new family. Offering 1,482 sq. ft. of comfortable rancher-style living, this 3-bedroom, 1-bathroom home is situated on a generous 0.35-acre corner lot in the highly desirable Lower Nicola area. Inside, you'll find a bright and inviting kitchen that flows into a spacious living room, creating a warm and functional space for everyday living and entertaining. The home also features a large laundry room and a generous foyer, providing plenty of practical space for busy family life. A covered breezeway connects the home to the detached two-car shop 31 X34 , offering convenience and shelter year-round. In addition to the shop, there is a covered carport and plenty of parking for vehicles, RVs, trailers, and recreational toys. Outside, the fully fenced yard features double gates for easy access and a large, partially covered private deck, making it the perfect place to enjoy summer BBQs, entertain guests, or relax with your morning coffee. The spacious yard offers plenty of room for children, pets, gardening, or simply enjoying the outdoors. Combining comfortable living, excellent parking, functional outbuildings, and a sought-after Lower Nicola location, this property offers an incredible opportunity for families, retirees, or anyone looking to enjoy a little extra space. Call the listing agent today to book your private showing or for more information.
3
Beds
1,482 ft²
Floor area
1961
Year built
Single Family
Type
Merritt
Area
Listed
July 24, 2026
Nearby & Commute
2h 18m
walk to Save-On-Foods
5h 20m
bike to Ebus
17h 44m
walk to Ebus
7h 30m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 67%
| Detached | 22 | 66.7% |
| Mobile home | 6 | 18.2% |
| Land | 2 | 6.1% |
| Townhouse | 2 | 6.1% |
| Farm | 1 | 3.0% |
| $15,000 to $19,999 | 5 | 2.4% |
| $20,000 to $24,999 | 10 | 4.8% |
| $25,000 to $29,999 | 10 | 4.8% |
| $30,000 to $34,999 | 15 | 7.1% |
| $35,000 to $39,999 | 10 | 4.8% |
| $40,000 to $44,999 | 10 | 4.8% |
| $45,000 to $49,999 | 5 | 2.4% |
| $50,000 to $59,999 | 20 | 9.5% |
| $60,000 to $69,999 | 10 | 4.8% |
| $70,000 to $79,999 | 20 | 9.5% |
| $80,000 to $89,999 | 10 | 4.8% |
| $90,000 to $99,999 | 10 | 4.8% |
| $100,000 to $124,999 | 35 | 16.7% |
| $125,000 to $149,999 | 20 | 9.5% |
| $150,000 to $199,999 | 15 | 7.1% |
| $200,000 and over | 5 | 2.4% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,049
Principal and interest
Calculated estimate
$2,724
Property tax
Calculated estimate
$175/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$589,000
Down payment
Calculated estimate
$117,800 (20%)
Estimated mortgage
Calculated estimate
$471,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,049
/mo
Rate
%
Amortization
Principal and interest
$2,724
Property tax (est.)
$175
P&I
Tax
Down payment
$117,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $117,800 down (20%) on $589,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 7.4895 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
