4484 Spruce Bay
Fairmont Hot Springs · V0B1L2
$4,915/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Fairmont Hot Springs · V0B1L2
$4,915/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
**YOUR LAKE RETREAT HAS ARRIVED - LARGE GARAGE - GORGEOUS LAKE & MOUNTAIN VIEWS! - FULLY FURNISHED** This beautiful home is ideally located and offers 2700+ sqft and 4 bedrooms / 3 bathrooms spread across 3 levels of tastefully designed living space. Enjoy breathtaking lake and mountain views from almost every room in the home as well as the wrap around deck and sun room. Located in the sought after cul-de-sac of Spruce Bay and just a short walk to the private community beach on Columbia Lake. Stand out features include a renovated kitchen (in 2015 by Roy Bailey Construction), propane fireplace upstairs / wood burning fireplace downstairs, lake and mountain facing windows strategically placed throughout the home, a cozy sun room, an oversized detached garage + oversized asphalt driveway, and a spacious lot made up of over 0.4 acres perfect for time spent around the fire pit and for little explorers to roam. Offered fully furnished with an equipped kitchen, beds, couches, etc.. giving you a virtually turn key experience to start enjoying this summer. Enjoy close proximity to the many golf courses of the Columbia Valley, hiking/biking trails, Columbia Lake, Fairmont Hot Springs and much more. Buy now and enjoy this incredible property for generations. **THE EXTERIOR OF THE HOME AND GARAGE HAS BEEN FRESHLY PAINTED JULY 2026**
4
Beds
2,732 ft²
Floor area
2000
Year built
Single Family
Type
Fairmont/Columbia Lake
Area
Listed
April 22, 2026
$969,000 is 6.1% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
2h 48m
walk to Fairmont Mountainside Market
4h 50m
bike to nearest SkyTrain station
16h 7m
walk to nearest SkyTrain station
21h 14m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 63%
| Land | 17 | 63.0% |
| Detached | 7 | 25.9% |
| Townhouse | 2 | 7.4% |
| Other | 1 | 3.7% |
| $10,000 to $14,999 | 10 | 2.6% |
| $15,000 to $19,999 | 5 | 1.3% |
| $20,000 to $24,999 | 10 | 2.6% |
| $25,000 to $29,999 | 15 | 3.8% |
| $30,000 to $34,999 | 10 | 2.6% |
| $35,000 to $39,999 | 15 | 3.8% |
| $40,000 to $44,999 | 20 | 5.1% |
| $45,000 to $49,999 | 15 | 3.8% |
| $50,000 to $59,999 | 40 | 10.3% |
| $60,000 to $69,999 | 25 | 6.4% |
| $70,000 to $79,999 | 30 | 7.7% |
| $80,000 to $89,999 | 25 | 6.4% |
| $90,000 to $99,999 | 20 | 5.1% |
| $100,000 to $124,999 | 40 | 10.3% |
| $125,000 to $149,999 | 45 | 11.5% |
| $150,000 to $199,999 | 35 | 9.0% |
| $200,000 and over | 30 | 7.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,915
Principal and interest
Calculated estimate
$4,482
Property tax
Calculated estimate
$283/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$969,000
Down payment
Calculated estimate
$193,800 (20%)
Estimated mortgage
Calculated estimate
$775,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,915
/mo
Rate
%
Amortization
Principal and interest
$4,482
Property tax (est.)
$283
P&I
Tax
Down payment
$193,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $193,800 down (20%) on $969,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.