Chemainus · V0R1K3
$3,271/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Enjoy the ease of coastal living in the charming seaside community of Chemainus, where ocean breezes, theatre nights and locally owned cafés are all part of everyday life. Nestled within the quiet 55+ community of Cedar Ridge Villas, this well-maintained pet-friendly townhome offers comfort, space and peace of mind. Designed for convenient main-level living, unit 45 places everything you need on one floor. The bright galley-style kitchen features ample counter space, generous cabinetry, a stainless steel appliance package and a large skylight that fills the space with natural light. The inviting living room, complete with a gas fireplace, creates the perfect setting for cozy evenings, while the spacious dining area opens onto a fully covered patio — ideal for year-round outdoor enjoyment and relaxed alfresco dining. The primary suite offers a walk-in closet and beautiful ensuite with a soaker tub and separate shower. A second bedroom, full bathroom and main-floor laundry ensure day-to-day living is effortless and functional. Downstairs, the full basement expands your options with a 3rd bedroom, den, rec room, full bathroom and abundant storage — perfect for visiting family, hobbies, or creating additional living space. Recent updates include a newer gas fireplace, hot water tank, heat pump, gas furnace, and a roof replacement just 3 years ago. Just minutes from the heart of Chemainus, you’ll enjoy renowned dining, boutique shopping, the Chemainus Theatre, and the relaxed rhythm of West Coast living. Cedar Ridge Villas permits one dog or one cat and offers RV storage — an excellent bonus for those who love to explore.
3
Beds
2,670 ft²
Floor area
1994
Year built
Single Family
Type
Chemainus
Area
Listed
June 26, 2026
Nearby & Commute
14 min
walk to Country Grocer
1h 1m
bike to Alderlea Station
3h 22m
walk to Alderlea Station
2h 24m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 42%
| Detached | 31 | 42.5% |
| Mobile home | 12 | 16.4% |
| Condo / Apartment | 9 | 12.3% |
| Townhouse | 7 | 9.6% |
| Land | 6 | 8.2% |
| Other | 8 | 11.0% |
| $10,000 to $14,999 | 5 | 0.9% |
| $15,000 to $19,999 | 15 | 2.7% |
| $20,000 to $24,999 | 30 | 5.4% |
| $25,000 to $29,999 | 30 | 5.4% |
| $30,000 to $34,999 | 25 | 4.5% |
| $35,000 to $39,999 | 30 | 5.4% |
| $40,000 to $44,999 | 30 | 5.4% |
| $45,000 to $49,999 | 30 | 5.4% |
| $50,000 to $59,999 | 55 | 9.9% |
| $60,000 to $69,999 | 45 | 8.1% |
| $70,000 to $79,999 | 45 | 8.1% |
| $80,000 to $89,999 | 35 | 6.3% |
| $90,000 to $99,999 | 20 | 3.6% |
| $100,000 to $124,999 | 70 | 12.6% |
| $125,000 to $149,999 | 35 | 6.3% |
| $150,000 to $199,999 | 35 | 6.3% |
| $200,000 and over | 20 | 3.6% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,271
Principal and interest
Calculated estimate
$2,937
Property tax
Calculated estimate
$183/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$635,000
Down payment
Calculated estimate
$127,000 (20%)
Estimated mortgage
Calculated estimate
$508,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,271
/mo
Rate
%
Amortization
Principal and interest
$2,937
Property tax (est.)
$183
P&I
Tax
Down payment
$127,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $127,000 down (20%) on $635,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
