Duncan · V9L3M9
$3,541/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Character meets exceptional opportunity at 461 Howard Avenue. Ideally located in the heart of Duncan, this well maintained home blends classic charm with modern versatility. Hardwood floors enhance the inviting living & dining room, while two cozy bedrooms occupy the main level. Downstairs offers a private third bedroom with ensuite, plus a self-contained one-bedroom In-Law suite with separate entrance & laundry—ideal for extended family, guests, or rental income. Set on a level, private 0.19-acre lot with potential rear lane access, the property is zoned Low Density Residential, permitting up to four units under current City of Duncan zoning. Whether you’re seeking an elegant family home, an income-producing investment, or future redevelopment potential, this property offers outstanding value. Just steps from downtown shopping, parks, schools, recreation, dining, and transit, this is a rare opportunity to own a home that combines character, convenience, and endless possibilities.
4
Beds
1,986 ft²
Floor area
1948
Year built
Single Family
Type
East Duncan
Area
Listed
July 29, 2026
Nearby & Commute
8 min
walk to Bulk Barn
5 min
bike to nearest SkyTrain station
15 min
walk to nearest SkyTrain station
2h 48m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 50%
| Detached | 53 | 49.5% |
| Condo / Apartment | 14 | 13.1% |
| Townhouse | 14 | 13.1% |
| Land | 9 | 8.4% |
| Mobile home | 6 | 5.6% |
| Other | 11 | 10.3% |
| Under $5,000 | 5 | 1.7% |
| $15,000 to $19,999 | 10 | 3.4% |
| $20,000 to $24,999 | 35 | 12.1% |
| $25,000 to $29,999 | 25 | 8.6% |
| $30,000 to $34,999 | 15 | 5.2% |
| $35,000 to $39,999 | 20 | 6.9% |
| $40,000 to $44,999 | 20 | 6.9% |
| $45,000 to $49,999 | 20 | 6.9% |
| $50,000 to $59,999 | 30 | 10.3% |
| $60,000 to $69,999 | 15 | 5.2% |
| $70,000 to $79,999 | 20 | 6.9% |
| $80,000 to $89,999 | 10 | 3.4% |
| $90,000 to $99,999 | 15 | 5.2% |
| $100,000 to $124,999 | 25 | 8.6% |
| $125,000 to $149,999 | 15 | 5.2% |
| $150,000 to $199,999 | 10 | 3.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,541
Principal and interest
Calculated estimate
$3,191
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$689,900
Down payment
Calculated estimate
$137,980 (20%)
Estimated mortgage
Calculated estimate
$551,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,541
/mo
Rate
%
Amortization
Principal and interest
$3,191
Property tax (est.)
$200
P&I
Tax
Down payment
$137,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $137,980 down (20%) on $689,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.5924 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
