Penticton · V2A5M7
$4,691/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Rare opportunity to own a charming character home on a large commercially zoned lot with alley access in a prime location. Featuring a non-conforming suite and potential for business frontage, this property offers excellent flexibility for those looking to live, work, or invest all in one place. Located just minutes from downtown, shopping, schools, and within walking distance to the lake, the setting is as convenient as it is desirable. The property also includes a detached garage for covered parking and storage, along with three additional parking stalls. A standout opportunity with downtown potential.
2
Beds
1,952 ft²
Floor area
1945
Year built
Single Family
Type
Main North
Area
Listed
March 26, 2026
$924,000 is 10.4% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
20 min
walk to Safeway
1h 7m
bike to Prairie Valley Station
3h 44m
walk to Prairie Valley Station
10h 14m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 40%
| Detached | 99 | 39.9% |
| Condo / Apartment | 60 | 24.2% |
| Townhouse | 32 | 12.9% |
| Duplex | 24 | 9.7% |
| Land | 13 | 5.2% |
| Other | 20 | 8.1% |
| $10,000 to $14,999 | 5 | 1.4% |
| $15,000 to $19,999 | 55 | 15.5% |
| $20,000 to $24,999 | 60 | 16.9% |
| $25,000 to $29,999 | 20 | 5.6% |
| $30,000 to $34,999 | 35 | 9.9% |
| $35,000 to $39,999 | 15 | 4.2% |
| $40,000 to $44,999 | 15 | 4.2% |
| $45,000 to $49,999 | 10 | 2.8% |
| $50,000 to $59,999 | 25 | 7.0% |
| $60,000 to $69,999 | 15 | 4.2% |
| $70,000 to $79,999 | 20 | 5.6% |
| $80,000 to $89,999 | 15 | 4.2% |
| $90,000 to $99,999 | 15 | 4.2% |
| $100,000 to $124,999 | 30 | 8.5% |
| $125,000 to $149,999 | 5 | 1.4% |
| $150,000 to $199,999 | 10 | 2.8% |
| $200,000 and over | 5 | 1.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,691
Principal and interest
Calculated estimate
$4,274
Property tax
Calculated estimate
$267/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$924,000
Down payment
Calculated estimate
$184,800 (20%)
Estimated mortgage
Calculated estimate
$739,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,691
/mo
Rate
%
Amortization
Principal and interest
$4,274
Property tax (est.)
$267
P&I
Tax
Down payment
$184,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $184,800 down (20%) on $924,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
