Terrace · V8G1B2
$2,558/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Cozy Southside Rancher situated on a 0.62 acre lot! This home has been cared for by the same family for decades. The home was completely renovated to the studs in the early 2000's. There's a spacious kitchen which overlooks the huge backyard. There are 2 bedrooms and a large full main bath. The yard is super private with mature trees and a high fence down 1 side. There's potential to subdivide this lot in half and still have a large backyard! The 1 car garage is perfect for the toys or working on projects. A great package with a solid home on a large southside lot! Don't miss out on this rare find!
2
Beds
762 ft²
Floor area
9999
Year built
Single Family
Type
Listed
June 11, 2026
Nearby & Commute
24 min
walk to Save-On-Foods
9 min
bike to Terrace (Kitimat)
29 min
walk to Terrace (Kitimat)
27h 41m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 43%
| Detached | 31 | 43.1% |
| Land | 20 | 27.8% |
| Mobile home | 8 | 11.1% |
| Duplex | 4 | 5.6% |
| Condo / Apartment | 3 | 4.2% |
| Other | 6 | 8.3% |
| Under $5,000 | 5 | 2.4% |
| $15,000 to $19,999 | 5 | 2.4% |
| $20,000 to $24,999 | 10 | 4.9% |
| $25,000 to $29,999 | 10 | 4.9% |
| $30,000 to $34,999 | 5 | 2.4% |
| $40,000 to $44,999 | 5 | 2.4% |
| $45,000 to $49,999 | 5 | 2.4% |
| $50,000 to $59,999 | 25 | 12.2% |
| $60,000 to $69,999 | 15 | 7.3% |
| $70,000 to $79,999 | 20 | 9.8% |
| $80,000 to $89,999 | 15 | 7.3% |
| $90,000 to $99,999 | 10 | 4.9% |
| $100,000 to $124,999 | 25 | 12.2% |
| $125,000 to $149,999 | 15 | 7.3% |
| $150,000 to $199,999 | 25 | 12.2% |
| $200,000 and over | 10 | 4.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,558
Principal and interest
Calculated estimate
$2,266
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$489,900
Down payment
Calculated estimate
$97,980 (20%)
Estimated mortgage
Calculated estimate
$391,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,558
/mo
Rate
%
Amortization
Principal and interest
$2,266
Property tax (est.)
$142
P&I
Tax
Down payment
$97,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $97,980 down (20%) on $489,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 8.0529 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
