Lake Cowichan · V0R2G0
$10,890/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Stunning lakefront living in the sought-after Point Ideal subdivision on the shores of Cowichan Lake. Set on a beautifully landscaped 0.70 acre lot, this property offers over 100 ft of pristine shoreline, a private beach, and a 5-year-old dock... perfect for swimming, boating, and exploring 34 km's of spectacular lakefront. The 3,550 sq ft residence offers a bright open-concept design with 9 ft ceilings, expansive windows, hardwood floors, and a cozy gas fireplace. The updated kitchen features sit-up bar, newer stainless steel KitchenAide appliances w/ induction range, double oven & gas hook-up available. The kitchen flows seamlessly into the main living area and out to over 1200 sq ft of lakeview decking. The main floor primary suite enjoys stunning water views with direct deck access through French doors. Upstairs and additional bedrooms also capture beautiful lake and mountain vistas, plus the space includes and office and open den space. The home includes approx. 2,540 sq ft of finished living space plus a 1,012 sq ft unfinished basement, ideal for a media/games room, storage or future development with its own private entry. A fully self-contained 372 sq ft cottage with full bathroom offers excellent flexibility for guests, family, or rental use. Additional features include; brand new roof & heat pump for efficient heating & cooling, irrigation system, terraced & fully fenced yard (Deer & Elk proof), and a detached garage. Connected to municipal water and sewer and located within walking distance to downtown Lake Cowichan, this is a rare opportunity to own one of the finest lakefront properties on southern Vancouver Island. Call or email Sean McLintock with RE/MAX Professionals 250-729-1766 or sean@seanmclintock.com, video available at macrealtygroup.ca and complete Information package available upon request. (All info/date to be verified if fundamental to the purchase. Buyer to verify)
5
Beds
2,912 ft²
Floor area
2004
Year built
Single Family
Type
Lake Cowichan
Area
Listed
July 4, 2026
Nearby & Commute
29 min
walk to Country Grocer
2h 3m
bike to Alderlea Station
6h 49m
walk to Alderlea Station
3h 28m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 65%
| Detached | 40 | 64.5% |
| Land | 9 | 14.5% |
| Duplex | 3 | 4.8% |
| Mobile home | 3 | 4.8% |
| Townhouse | 3 | 4.8% |
| Other | 4 | 6.5% |
| $15,000 to $19,999 | 10 | 3.1% |
| $20,000 to $24,999 | 25 | 7.8% |
| $25,000 to $29,999 | 20 | 6.3% |
| $30,000 to $34,999 | 15 | 4.7% |
| $35,000 to $39,999 | 20 | 6.3% |
| $40,000 to $44,999 | 10 | 3.1% |
| $45,000 to $49,999 | 15 | 4.7% |
| $50,000 to $59,999 | 30 | 9.4% |
| $60,000 to $69,999 | 25 | 7.8% |
| $70,000 to $79,999 | 20 | 6.3% |
| $80,000 to $89,999 | 15 | 4.7% |
| $90,000 to $99,999 | 20 | 6.3% |
| $100,000 to $124,999 | 35 | 10.9% |
| $125,000 to $149,999 | 15 | 4.7% |
| $150,000 to $199,999 | 20 | 6.3% |
| $200,000 and over | 25 | 7.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$10,890
Principal and interest
Calculated estimate
$10,107
Property tax
Calculated estimate
$633/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$2,185,000
Down payment
Calculated estimate
$437,000 (20%)
Estimated mortgage
Calculated estimate
$1,748,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$10,890
/mo
Rate
%
Amortization
Principal and interest
$10,107
Property tax (est.)
$633
P&I
Tax
Down payment
$437,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $437,000 down (20%) on $2,185,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.2751 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
