Ladysmith · V9G1A1
$4,401/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Rarely available in seaside Ladysmith, this turn-key 3 BD, 2 BA single-level rancher offers over 1,400 sq ft of bright living on a 6,600+ sq ft corner lot. Designed for effortless Vancouver Island living, the open floor plan features light-welcoming vaulted ceilings, a cozy gas fplc, heat pump w/ AC, and a kitchen equipped w/ an induction range & SS appliances. The primary suite serves as a private retreat with direct patio access. Step outside to a wraparound deck w/ gas BBQ hookup, low-maint fully fenced yard w/ underground sprinklers, 8x10 powered shed, and dedicated RV parking w/ sani-dump services. Complete with an attached double gar and extra crawlspace storage, this home sits on a quiet street ideal for walking or biking. Located mins from 1st Ave shops, schools, and Transfer Beach Park, it seamlessly combines small-town coastal charm with total everyday ease. A true blue-chip Vancouver Island property ready for your next chapter.
3
Beds
1,416 ft²
Floor area
2014
Year built
Single Family
Type
Ladysmith
Area
Listed
August 17, 2026
Nearby & Commute
13 min
walk to Country Grocer
1h 28m
bike to Duke Point (Foot Access)
4h 53m
walk to Duke Point (Foot Access)
2h 27m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 40%
| Detached | 27 | 39.7% |
| Land | 16 | 23.5% |
| Townhouse | 11 | 16.2% |
| Condo / Apartment | 5 | 7.4% |
| Mobile home | 5 | 7.4% |
| Other | 4 | 5.9% |
| $20,000 to $24,999 | 10 | 3.6% |
| $25,000 to $29,999 | 10 | 3.6% |
| $30,000 to $34,999 | 5 | 1.8% |
| $35,000 to $39,999 | 10 | 3.6% |
| $40,000 to $44,999 | 10 | 3.6% |
| $45,000 to $49,999 | 10 | 3.6% |
| $50,000 to $59,999 | 25 | 9.1% |
| $60,000 to $69,999 | 25 | 9.1% |
| $70,000 to $79,999 | 20 | 7.3% |
| $80,000 to $89,999 | 20 | 7.3% |
| $90,000 to $99,999 | 20 | 7.3% |
| $100,000 to $124,999 | 30 | 10.9% |
| $125,000 to $149,999 | 35 | 12.7% |
| $150,000 to $199,999 | 30 | 10.9% |
| $200,000 and over | 15 | 5.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,401
Principal and interest
Calculated estimate
$4,001
Property tax
Calculated estimate
$250/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$865,000
Down payment
Calculated estimate
$173,000 (20%)
Estimated mortgage
Calculated estimate
$692,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,401
/mo
Rate
%
Amortization
Principal and interest
$4,001
Property tax (est.)
$250
P&I
Tax
Down payment
$173,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $173,000 down (20%) on $865,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
