Kelowna · V1P1T3
$6,534/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to 550 Barra Lane. Perfectly positioned to capture panoramic valley and mountain views, this modern 5-bedroom, 4-bathroom home blends luxury with functionality. The open-concept main floor is filled with natural light, featuring a sleek, contemporary design with level walkout to patio and yard. The gourmet kitchen offers a gas cooktop, quartz counters, and a butler’s pantry, flowing seamlessly into the dining and living areas. A second primary suite with a full ensuite & a 5th bedroom/ den completes the main floor. Ideal for multi-generational families, guests, or main-floor living. Upstairs, the spacious family wing includes a stunning primary suite with a spa-inspired ensuite, custom walk-in closet, and private covered deck. Two additional bedrooms, a full bath, convenient 2nd laundry, and a large family room with an electric fireplace open to a private covered deck spanning the width of the home—perfect for relaxing or entertaining. Directly accessed from the main living area, enjoy a fully fenced yard ideal for kids and pets, and a large covered deck for al fresco dining. Additional features include a triple garage with EV charger, exterior parking for 3 cars and beautifully landscaped, low-maintenance yard. This home is perfect for families needing flexibility, buyers seeking space for aging parents or long-term guests. This is Black Mountain living at its finest—minutes to Black Mountain Elementary, & Golf, hiking trails, Big White, and YLW.
5
Beds
3,355 ft²
Floor area
2018
Year built
Single Family
Type
Black Mountain
Area
Listed
August 22, 2026
Nearby & Commute
44 min
walk to Save-On-Foods
31 min
bike to Orchard Park Exchange
1h 42m
walk to Orchard Park Exchange
11h 11m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 64%
| Detached | 89 | 64.0% |
| Land | 18 | 12.9% |
| Townhouse | 13 | 9.4% |
| Condo / Apartment | 7 | 5.0% |
| Duplex | 6 | 4.3% |
| Other | 6 | 4.3% |
| $15,000 to $19,999 | 5 | 1.7% |
| $20,000 to $24,999 | 5 | 1.7% |
| $30,000 to $34,999 | 10 | 3.4% |
| $35,000 to $39,999 | 5 | 1.7% |
| $45,000 to $49,999 | 15 | 5.2% |
| $50,000 to $59,999 | 15 | 5.2% |
| $60,000 to $69,999 | 20 | 6.9% |
| $70,000 to $79,999 | 15 | 5.2% |
| $80,000 to $89,999 | 15 | 5.2% |
| $90,000 to $99,999 | 15 | 5.2% |
| $100,000 to $124,999 | 35 | 12.1% |
| $125,000 to $149,999 | 35 | 12.1% |
| $150,000 to $199,999 | 40 | 13.8% |
| $200,000 and over | 60 | 20.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,534
Principal and interest
Calculated estimate
$6,009
Property tax
Calculated estimate
$375/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,299,000
Down payment
Calculated estimate
$259,800 (20%)
Estimated mortgage
Calculated estimate
$1,039,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,534
/mo
Rate
%
Amortization
Principal and interest
$6,009
Property tax (est.)
$375
P&I
Tax
Down payment
$259,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $259,800 down (20%) on $1,299,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 4.4661 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
