Protection Island · V9R6R1
$4,819/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Beautiful waterfront home on Protection Island! Just 10 minutes boat or passenger ferry ride from Downtown Nanaimo! This peaceful 3 bed 2 bath home is situated on a low bluff, facing views of the Salish Sea & the mainland mountains beyond. Enter through a spacious entry/mudroom, opposite a 3 piece bath & laundry area; from there wander into the kitchen/eating area where you'll find room for all the family to gather around the central custom wood table with storage below.The living room directs your gaze through floor to ceiling windows to ocean views & the ever changing tidal landscape.The main bedroom has a sliding door to the wraparound deck,& a 2nd bedroom adjoining would make an ideal home office with its own exterior door. A 3rd bedroom overlooks the garden area where you'll find a finished shop/studio with a 3rd bathroom. The home features a new roof, with new skylight, (2025) and a newer gas fireplace. At lowest tides of the year walk across to neighbouring Saysutshun Island; kayak from your own beach access;or simply sit out on your deck & enjoy the incredible surroundings. If you're looking for a waterfront home in Nanaimo- consider a visit to Protection Island, where you will have the benefit of City services - mains water supply -( unlike other Gulf Islands). From here you can easily connect to larger centres via seaplane from Nanaimo Harbour, nearby Helijet, Hullo passenger fast ferry and BC ferries. Protection has its own Fire Station with trained first responders, a Community Hall for island events, a volunteer library and community garden, and a year round passenger ferry.
3
Beds
1,182 ft²
Floor area
1994
Year built
Single Family
Type
Protection Island
Area
Listed
June 12, 2026
Nearby & Commute
32 min
walk to Thrifty Foods
9 min
bike to Nanaimo Harbour Ferry Terminal
29 min
walk to Nanaimo Harbour Ferry Terminal
2h 23m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 39%
| Condo / Apartment | 62 | 38.5% |
| Detached | 51 | 31.7% |
| Land | 23 | 14.3% |
| Other | 10 | 6.2% |
| Multi-family | 7 | 4.3% |
| Other | 8 | 5.0% |
| Under $5,000 | 10 | 1.6% |
| $5,000 to $9,999 | 5 | 0.8% |
| $10,000 to $14,999 | 5 | 0.8% |
| $15,000 to $19,999 | 5 | 0.8% |
| $20,000 to $24,999 | 25 | 4.0% |
| $25,000 to $29,999 | 20 | 3.2% |
| $30,000 to $34,999 | 35 | 5.6% |
| $35,000 to $39,999 | 35 | 5.6% |
| $40,000 to $44,999 | 25 | 4.0% |
| $45,000 to $49,999 | 45 | 7.1% |
| $50,000 to $59,999 | 50 | 7.9% |
| $60,000 to $69,999 | 40 | 6.3% |
| $70,000 to $79,999 | 45 | 7.1% |
| $80,000 to $89,999 | 40 | 6.3% |
| $90,000 to $99,999 | 45 | 7.1% |
| $100,000 to $124,999 | 85 | 13.5% |
| $125,000 to $149,999 | 40 | 6.3% |
| $150,000 to $199,999 | 45 | 7.1% |
| $200,000 and over | 30 | 4.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,819
Principal and interest
Calculated estimate
$4,394
Property tax
Calculated estimate
$275/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$950,000
Down payment
Calculated estimate
$190,000 (20%)
Estimated mortgage
Calculated estimate
$760,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,819
/mo
Rate
%
Amortization
Principal and interest
$4,394
Property tax (est.)
$275
P&I
Tax
Down payment
$190,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $190,000 down (20%) on $950,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
