Coldstream · V1B4A8
$5,550/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to this beautifully designed 5-bedroom, 3-bathroom home on sought-after Middleton Mountain in Coldstream. Offering 2,925 sq. ft. of thoughtfully planned living space, this home combines generous room sizes, excellent functionality and plenty of space for the whole family. The bright, open-concept main floor features a spacious living room, dining area and well-appointed kitchen with a large island and plenty of workspace. Large windows fill the home with natural light, while the generous balcony is the perfect place to enjoy your morning coffee or relax at the end of the day. Three bedrooms are located on the main level, including a spacious primary suite with walk-in closet and private ensuite, plus an additional full bathroom. The lower level adds excellent versatility with two additional bedrooms, a full bathroom, laundry room, large rec room, and utility space—ideal for a growing family, guests, home offices or hobby rooms. Outside, an impressive 716 sq. ft. patio provides plenty of space for outdoor dining, entertaining and relaxing. The beautifully maintained front yard offers great curb appeal, while the 575 sq. ft. attached double garage and detached 194 sq. ft. tool shed provide excellent parking, storage and workspace. Plus there's RV / boat parking. Conveniently located close to schools, recreation, Kalamalka Lake and the amenities of both Coldstream and Vernon, this is a spacious, functional home in one of Coldstream’s most desirable neighbourhoods.
5
Beds
2,925 ft²
Floor area
2008
Year built
Single Family
Type
Mun of Coldstream
Area
Listed
August 20, 2026
Nearby & Commute
42 min
walk to Save-On-Foods
3h 16m
bike to Orchard Park Exchange
10h 51m
walk to Orchard Park Exchange
11h 54m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 51%
| Detached | 74 | 51.0% |
| Townhouse | 21 | 14.5% |
| Land | 15 | 10.3% |
| Condo / Apartment | 9 | 6.2% |
| Duplex | 9 | 6.2% |
| Other | 17 | 11.7% |
| $20,000 to $24,999 | 5 | 0.9% |
| $25,000 to $29,999 | 5 | 0.9% |
| $30,000 to $34,999 | 10 | 1.7% |
| $35,000 to $39,999 | 5 | 0.9% |
| $40,000 to $44,999 | 10 | 1.7% |
| $45,000 to $49,999 | 15 | 2.6% |
| $50,000 to $59,999 | 20 | 3.5% |
| $60,000 to $69,999 | 25 | 4.3% |
| $70,000 to $79,999 | 25 | 4.3% |
| $80,000 to $89,999 | 30 | 5.2% |
| $90,000 to $99,999 | 40 | 7.0% |
| $100,000 to $124,999 | 65 | 11.3% |
| $125,000 to $149,999 | 60 | 10.4% |
| $150,000 to $199,999 | 105 | 18.3% |
| $200,000 and over | 155 | 27.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,550
Principal and interest
Calculated estimate
$5,083
Property tax
Calculated estimate
$317/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,099,000
Down payment
Calculated estimate
$219,800 (20%)
Estimated mortgage
Calculated estimate
$879,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,550
/mo
Rate
%
Amortization
Principal and interest
$5,083
Property tax (est.)
$317
P&I
Tax
Down payment
$219,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $219,800 down (20%) on $1,099,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.0852 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
