Ashcroft · V0K1A0
$3,339/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Turnkey investment, a live/work opportunity, a low-maintenance home with income,? This mixed-use property offers possibilities rarely found in one package. 2 lots downtown Ashcroft across from a beautiful park, built in 2021. Fully leased commercial space has been occupied by the same tenant since construction, the rear residence has been successfully operated by the current owner as a 5 star short-term rental. Continue the current setup, live in the residence while benefiting from rental income, or explore the property's many possibilities. Commercial and residential spaces each have separate services, meters, high-efficiency furnaces with central air, Hardie board siding, an aluminum roof, and the balance of the 10-year home warranty. The commercial space features attractive storefronts, 2 washrooms, a mechanical room, and front and side patios. Residence offers an open-concept main floor with a beautiful kitchen, a 6-foot island, pantry, gas range, ss appliances, spacious dining and living areas, cozy wood stove, 2 patios including one covered, a bathroom, large storage, and oversized windows that fill the home with natural light. Upstairs are 2 large bedrooms, a walk-in closet, a family room, could convert to a third bedroom, a sundeck a bathroom with dual sinks, and upstairs laundry. The adjacent fully fenced lot includes a 20' x 30' Coverall RV shelter/shop, portable storage buildings, raised garden beds, peach trees, and a charming courtyard with a stage.
Other
Type
Ashcroft
Area
Listed
April 23, 2026
Nearby & Commute
10h 47m
walk to Highland Valley AG Foods
5h 8m
bike to Kamloops North
17h 4m
walk to Kamloops North
8h 16m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 63%
| Detached | 17 | 63.0% |
| Land | 3 | 11.1% |
| Mobile home | 3 | 11.1% |
| Condo / Apartment | 2 | 7.4% |
| Other | 2 | 7.4% |
| $15,000 to $19,999 | 10 | 5.1% |
| $20,000 to $24,999 | 25 | 12.8% |
| $25,000 to $29,999 | 15 | 7.7% |
| $30,000 to $34,999 | 15 | 7.7% |
| $35,000 to $39,999 | 10 | 5.1% |
| $40,000 to $44,999 | 10 | 5.1% |
| $45,000 to $49,999 | 10 | 5.1% |
| $50,000 to $59,999 | 20 | 10.3% |
| $60,000 to $69,999 | 20 | 10.3% |
| $70,000 to $79,999 | 10 | 5.1% |
| $80,000 to $89,999 | 10 | 5.1% |
| $90,000 to $99,999 | 10 | 5.1% |
| $100,000 to $124,999 | 15 | 7.7% |
| $125,000 to $149,999 | 10 | 5.1% |
| $150,000 to $199,999 | 5 | 2.6% |
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,339
Principal and interest
Calculated estimate
$2,997
Property tax
Calculated estimate
$192/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$647,900
Down payment
Calculated estimate
$129,580 (20%)
Estimated mortgage
Calculated estimate
$518,320
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,339
/mo
Rate
%
Amortization
Principal and interest
$2,997
Property tax (est.)
$192
P&I
Tax
Down payment
$129,580 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $129,580 down (20%) on $647,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.4799 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
