Summerland · V0H1Z1
$4,525/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to 6100 MacDonald Street, perfectly positioned in desirable Lower Summerland!. Set on a rare 0.26-acre corner lot, this property captures stunning lake and mountain views while offering the space and freedom today’s buyers are searching for. This 2,524 sq.ft. home features a thoughtful grade-level entry design, with the main living space above to fully maximize the views. Bright and inviting, the upper level offers a spacious layout. The kitchen is both functional and welcoming, with French doors opening to a covered deck—perfect for entertaining or enjoying peaceful Okanagan evenings. 4 bed / 3 full bath home includes a self-contained 1 bed / 1 bath suite on the lower level (complete with a full kitchen and appliances), this property offers exceptional flexibility for extended family, guests, or rental income. Outside, the lifestyle truly shines. The expansive lot provides ample parking for up to 7 vehicles, including space for your boat or RV—ideal for embracing everything the Okanagan has to offer. Mature fruit trees, a quiet cul-de-sac setting, and no restrictive limitations make this a rare opportunity for those seeking both comfort and freedom. Enjoy the convenience of being just a short 9-minute walk to Rotary Beach, the Lakeshore Racquet Club, yacht club, and more—all within 1km of your doorstep. A property that combines location, lifestyle, and versatility. SUITE PICTURES & iGUIDE COMING SOON. All information and measurements are approximate.
4
Beds
2,524 ft²
Floor area
1981
Year built
Single Family
Type
Lower Town
Area
Listed
May 25, 2026
$889,900 is 13.7% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
13 min
walk to IGA
28 min
bike to Prairie Valley Station
1h 32m
walk to Prairie Valley Station
10h 6m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 37%
| Detached | 46 | 37.4% |
| Condo / Apartment | 23 | 18.7% |
| Land | 15 | 12.2% |
| Townhouse | 14 | 11.4% |
| Duplex | 13 | 10.6% |
| Other | 12 | 9.8% |
| $25,000 to $29,999 | 10 | 4.0% |
| $30,000 to $34,999 | 5 | 2.0% |
| $35,000 to $39,999 | 15 | 6.0% |
| $40,000 to $44,999 | 5 | 2.0% |
| $45,000 to $49,999 | 10 | 4.0% |
| $50,000 to $59,999 | 25 | 10.0% |
| $60,000 to $69,999 | 10 | 4.0% |
| $70,000 to $79,999 | 25 | 10.0% |
| $80,000 to $89,999 | 15 | 6.0% |
| $90,000 to $99,999 | 25 | 10.0% |
| $100,000 to $124,999 | 35 | 14.0% |
| $125,000 to $149,999 | 25 | 10.0% |
| $150,000 to $199,999 | 30 | 12.0% |
| $200,000 and over | 15 | 6.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,525
Principal and interest
Calculated estimate
$4,116
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$889,900
Down payment
Calculated estimate
$177,980 (20%)
Estimated mortgage
Calculated estimate
$711,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,525
/mo
Rate
%
Amortization
Principal and interest
$4,116
Property tax (est.)
$258
P&I
Tax
Down payment
$177,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $177,980 down (20%) on $889,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
