Naramata · V0H1N1
$8,265/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Three distinct structures create a rare Naramata Bench offering rooted in lifestyle, hospitality, and connection to the land. Newly built Bartlett Cottage brings modern comfort and understated design reflective of its agricultural surroundings, while fully renovated Ambrosia Cottage blends timeless charm with contemporary ease. At the centre of the property, the Gathering Barn serves as a striking architectural focal point designed for entertaining, hosting, and bringing people together. Finished with warmth and character, it offers exceptional flexibility as a studio, tasting space, workshop, or private venue. Together, the buildings create a cohesive estate atmosphere that is relaxed, refined, and deeply connected to the setting. Established plantings of Ambrosia and Gala apples, Bartlett pears, peaches, nectarines, sour cherries, and raspberries reinforce the property’s connection to the agricultural character and enduring traditions of the Naramata Bench. Surrounded by orchards, vineyards, and rolling hillsides with sweeping views across Okanagan Lake, the property captures the essence of Okanagan living. A newly installed high-efficiency septic system is designed to support construction of a future primary residence, allowing the next owner to build with confidence. Positioned amongst renowned wineries, cycling routes, hiking trails, cafés, markets, and the beaches of Okanagan Lake, this rare agricultural offering presents exceptional lifestyle appeal with long-term potential. Contact the Listing Advisor for a complete property package. All msmts approx
1
Beds
497 ft²
Floor area
1981
Year built
Agriculture
Type
Naramata Village
Area
Listed
March 13, 2026
$1,650,000 is 60.0% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 19m
walk to IGA
47 min
bike to Prairie Valley Station
2h 36m
walk to Prairie Valley Station
10h 16m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 46%
| Land | 27 | 45.8% |
| Detached | 22 | 37.3% |
| Farm | 9 | 15.3% |
| Other | 1 | 1.7% |
| $20,000 to $24,999 | 10 | 4.8% |
| $25,000 to $29,999 | 10 | 4.8% |
| $30,000 to $34,999 | 5 | 2.4% |
| $35,000 to $39,999 | 15 | 7.1% |
| $45,000 to $49,999 | 10 | 4.8% |
| $50,000 to $59,999 | 25 | 11.9% |
| $60,000 to $69,999 | 20 | 9.5% |
| $70,000 to $79,999 | 10 | 4.8% |
| $80,000 to $89,999 | 20 | 9.5% |
| $90,000 to $99,999 | 15 | 7.1% |
| $100,000 to $124,999 | 20 | 9.5% |
| $125,000 to $149,999 | 20 | 9.5% |
| $150,000 to $199,999 | 15 | 7.1% |
| $200,000 and over | 15 | 7.1% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$8,265
Principal and interest
Calculated estimate
$7,632
Property tax
Calculated estimate
$483/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,650,000
Down payment
Calculated estimate
$330,000 (20%)
Estimated mortgage
Calculated estimate
$1,320,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$8,265
/mo
Rate
%
Amortization
Principal and interest
$7,632
Property tax (est.)
$483
P&I
Tax
Down payment
$330,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $330,000 down (20%) on $1,650,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
