Ladysmith · V9G2C1
$4,502/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
**MORTGAGE HELPER OR IN-LAW SUITE!** Welcome to 621 Oakwood Road, perfectly located in gorgeous Ladysmith! This 2,220 sq. ft. sanctuary offers the ultimate lifestyle upgrade, featuring an incredibly handy ground-level suite complete with its own second kitchen. **Prime Recreation Access** Location is everything! You are steps away from the best outdoor recreation Ladysmith has to offer. Picture yourself spending hot summer days enjoying nearby parks, trails, and sports fields, then retreating to the air-conditioned bliss of your main living area. **Entertainer's Dream** Upstairs boasts three generous bedrooms, two bathrooms, and a spacious balcony practically begging to host your next legendary weekend BBQ. Houses offering this blend of personality, unbeatable Ladysmith location, and income-suite flexibility don't sit on the market long. Book your tour today with your favorite real estate agent before someone else steals your future address!
4
Beds
2,220 ft²
Floor area
2005
Year built
Single Family
Type
Ladysmith
Area
Listed
July 9, 2026
Nearby & Commute
25 min
walk to Country Grocer
1h 28m
bike to Duke Point (Foot Access)
4h 52m
walk to Duke Point (Foot Access)
2h 28m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 42%
| Detached | 25 | 42.4% |
| Townhouse | 11 | 18.6% |
| Land | 9 | 15.3% |
| Condo / Apartment | 5 | 8.5% |
| Mobile home | 5 | 8.5% |
| Other | 4 | 6.8% |
| $15,000 to $19,999 | 5 | 1.0% |
| $20,000 to $24,999 | 15 | 3.1% |
| $25,000 to $29,999 | 15 | 3.1% |
| $30,000 to $34,999 | 20 | 4.1% |
| $35,000 to $39,999 | 15 | 3.1% |
| $40,000 to $44,999 | 30 | 6.1% |
| $45,000 to $49,999 | 25 | 5.1% |
| $50,000 to $59,999 | 45 | 9.2% |
| $60,000 to $69,999 | 40 | 8.2% |
| $70,000 to $79,999 | 45 | 9.2% |
| $80,000 to $89,999 | 35 | 7.1% |
| $90,000 to $99,999 | 35 | 7.1% |
| $100,000 to $124,999 | 55 | 11.2% |
| $125,000 to $149,999 | 50 | 10.2% |
| $150,000 to $199,999 | 45 | 9.2% |
| $200,000 and over | 15 | 3.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,502
Principal and interest
Calculated estimate
$4,094
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$885,000
Down payment
Calculated estimate
$177,000 (20%)
Estimated mortgage
Calculated estimate
$708,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,502
/mo
Rate
%
Amortization
Principal and interest
$4,094
Property tax (est.)
$258
P&I
Tax
Down payment
$177,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $177,000 down (20%) on $885,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
