Kelowna · V1X3E1
$4,079/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Open House
Sat
Aug 29
1pm – 4pm
650 Ford Road, Kelowna, British Columbia — fully updated, beautifully cared for, and packed with the features today’s families are looking for. This impressive rancher with basement offers 1,984 sq ft of finished living space with 3 bedrooms, 3 bathrooms, and a thoughtful layout that blends comfort, function, and everyday convenience. Substantially renovated in 2021, the home delivers a fresh, move-in-ready feel throughout. The main living areas are bright and welcoming, with a spacious living room, functional kitchen, dining nook, and a large family room that gives everyone room to gather, relax, and spread out. The primary bedroom includes its own ensuite, while the additional bedrooms offer excellent flexibility for kids, guests, or home office needs. The outdoor space is a true highlight. Enjoy morning coffee on the covered balcony, summer dinners on the generous deck, and room to play, garden, or entertain in the large fenced and manicured yard. An oversized shed adds valuable storage for tools, bikes, and seasonal gear, while the abundance of parking—including RV parking—makes this property ideal for buyers with extra vehicles, trailers, or recreational toys. Set on a 0.18-acre lot in a convenient Rutland North location, this home offers easy access to schools, parks, shopping, transit, and everyday amenities. With MF1 zoning, a fantastic yard, excellent parking, and extensive updates already completed, this is a wonderful opportunity for families, downsizers, or anyone wanting a well-finished detached home with room to live inside and out. Updated, practical, and full of value—650 Ford Road is ready to welcome its next chapter.
3
Beds
1,984 ft²
Floor area
1966
Year built
Single Family
Type
Rutland North
Area
Listed
July 3, 2026
Nearby & Commute
15 min
walk to IGA
20 min
bike to Orchard Park Exchange
1h 6m
walk to Orchard Park Exchange
11h 5m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 47%
| Detached | 135 | 47.0% |
| Condo / Apartment | 66 | 23.0% |
| Townhouse | 43 | 15.0% |
| Duplex | 16 | 5.6% |
| Land | 13 | 4.5% |
| Other | 14 | 4.9% |
| $25,000 to $29,999 | 5 | 3.2% |
| $30,000 to $34,999 | 5 | 3.2% |
| $35,000 to $39,999 | 10 | 6.5% |
| $40,000 to $44,999 | 10 | 6.5% |
| $45,000 to $49,999 | 10 | 6.5% |
| $50,000 to $59,999 | 5 | 3.2% |
| $60,000 to $69,999 | 5 | 3.2% |
| $70,000 to $79,999 | 10 | 6.5% |
| $80,000 to $89,999 | 10 | 6.5% |
| $90,000 to $99,999 | 10 | 6.5% |
| $100,000 to $124,999 | 25 | 16.1% |
| $125,000 to $149,999 | 15 | 9.7% |
| $150,000 to $199,999 | 20 | 12.9% |
| $200,000 and over | 15 | 9.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,079
Principal and interest
Calculated estimate
$3,696
Property tax
Calculated estimate
$233/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$799,000
Down payment
Calculated estimate
$159,800 (20%)
Estimated mortgage
Calculated estimate
$639,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,079
/mo
Rate
%
Amortization
Principal and interest
$3,696
Property tax (est.)
$233
P&I
Tax
Down payment
$159,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $159,800 down (20%) on $799,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 4.4661 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
