Fanny Bay · V0R1W0
$5,058/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This updated west coast rancher offers exceptional versatility with three independent living spaces and strong income potential, all set on a generous 0.58 acre corner lot in a desirable coastal location. Thoughtfully renovated with efficiency in mind, the home showcases energy conscious net zero upgrades that enhance comfort, sustainability, and long term value. The 1,296 sq ft main residence is warm and inviting, featuring three bedrooms and two bathrooms alongside vaulted wood ceilings that add volume and character to the living space. A cozy fireplace anchors the main living area, and large windows and updated finishes throughout complement the home’s aesthetic, while recent improvements—including new windows, flooring, kitchen, appliances, and more—ensure a modern, move in ready experience. A spacious patio and newly refinished wraparound deck extend the living space outdoors, offering multiple areas to relax, entertain, or simply enjoy the surrounding natural setting. Adding significant flexibility, the 593 sq ft one bedroom attached in-law suite has both a private exterior entrance and direct internal access to the main home, ideally suited for extended family, guests, or as a rental opportunity. Complementing the main home and suite is a detached guest studio located adjacent to the covered carport. Complete with its own private 3-piece bathroom, this additional space is ideal for visiting guests, a home office, creative studio, or supplementary rental use. A separate workshop further enhances the property’s functionality, offering ample space for hobbies, storage, or projects. Perfectly positioned just minutes from Buckley Bay, the Denman and Hornby Island ferry terminals, local parks, and nearby beaches, this property offers a rare blend of lifestyle, flexibility, and income potential. Whether used as a full time residence, multi generational home, or investment property, it presents a unique opportunity in a sought after coastal setting.
4
Beds
2,203 ft²
Floor area
1987
Year built
Single Family
Type
Union Bay/Fanny Bay
Area
Listed
June 17, 2026
Nearby & Commute
4h 11m
walk to John's Your Independent Grocer
1h 13m
bike to Island Link Bus - Cumberland Stop
4h 1m
walk to Island Link Bus - Cumberland Stop
5h 10m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 71%
| Detached | 30 | 71.4% |
| Land | 8 | 19.0% |
| Mobile home | 2 | 4.8% |
| Other | 2 | 4.8% |
| $20,000 to $24,999 | 10 | 3.5% |
| $25,000 to $29,999 | 20 | 7.0% |
| $30,000 to $34,999 | 10 | 3.5% |
| $35,000 to $39,999 | 20 | 7.0% |
| $40,000 to $44,999 | 15 | 5.3% |
| $45,000 to $49,999 | 15 | 5.3% |
| $50,000 to $59,999 | 30 | 10.5% |
| $60,000 to $69,999 | 25 | 8.8% |
| $70,000 to $79,999 | 25 | 8.8% |
| $80,000 to $89,999 | 20 | 7.0% |
| $90,000 to $99,999 | 20 | 7.0% |
| $100,000 to $124,999 | 25 | 8.8% |
| $125,000 to $149,999 | 20 | 7.0% |
| $150,000 to $199,999 | 15 | 5.3% |
| $200,000 and over | 15 | 5.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,058
Principal and interest
Calculated estimate
$4,616
Property tax
Calculated estimate
$292/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$998,000
Down payment
Calculated estimate
$199,600 (20%)
Estimated mortgage
Calculated estimate
$798,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,058
/mo
Rate
%
Amortization
Principal and interest
$4,616
Property tax (est.)
$292
P&I
Tax
Down payment
$199,600 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $199,600 down (20%) on $998,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
